MSM:OUIC Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	18.88	18.82	18.51	16.54	15.89
Total Interest & Dividend Income	2.27	2.19	2.31	2.87	3.15
Gain (Loss) on Sale of Investments	4.23	0.16	0.32	0.73	-
Other Revenue	0.36	0.36	-	0.74	2.44
Total Revenue	25.73	21.53	21.14	20.9	21.48
Revenue Growth (YoY)	19.50%	1.88%	1.16%	-2.70%	3.33%
Policy Benefits	25.69	17.23	17.9	18.71	9.68
Policy Acquisition & Underwriting Costs	3.98	3.95	-	3.62	2.3
Depreciation & Amortization	0.31	0.31	0.34	0.36	-
Selling, General & Administrative	0.98	1.02	1	1.01	5.49
Provision for Bad Debts	0.1	0.16	0.03	0.43	-
Other Operating Expenses	-14.42	-6.2	-3.73	-9.62	-0.65
Total Operating Expenses	20.45	19.81	19.02	18.02	16.81
Operating Income	5.28	1.72	2.12	2.88	4.66
Other Non Operating Income (Expenses)	0.01	0.04	0.05	-0.19	-
EBT Excluding Unusual Items	5.29	1.76	2.17	2.69	4.66
Gain (Loss) on Sale of Assets	0.01	-	0.01	-	0.01
Pretax Income	5.3	1.76	2.18	2.69	4.67
Income Tax Expense	0.15	0.27	0.2	0.32	0.71
Net Income	5.15	1.49	1.98	2.37	3.96
Net Income to Common	5.15	1.49	1.98	2.37	3.96
Net Income Growth	244.73%	-24.62%	-16.38%	-40.15%	-6.92%
Shares Outstanding (Basic)	100	100	99	100	100
Shares Outstanding (Diluted)	100	100	99	100	100
Shares Change (YoY)	-	0.93%	-0.92%	-	-
EPS (Basic)	0.05	0.01	0.02	0.02	0.04
EPS (Diluted)	0.05	0.01	0.02	0.02	0.04
EPS Growth	244.75%	-25.31%	-15.60%	-40.15%	-6.92%
Free Cash Flow	0.09	-3.42	-1.91	-0.1	-0.99
Free Cash Flow Per Share	0.00	-0.03	-0.02	-0.00	-0.01
Dividend Per Share	0.020	0.025	0.030	0.035	0.035
Dividend Growth	-20.00%	-16.67%	-14.29%	-	-
Operating Margin	20.52%	7.99%	10.02%	13.78%	21.71%
Profit Margin	20.01%	6.94%	9.38%	11.34%	18.44%
Free Cash Flow Margin	0.36%	-15.88%	-9.05%	-0.48%	-4.62%
EBITDA	5.5	1.94	2.41	3.18	5.05
EBITDA Margin	21.39%	9.00%	11.40%	15.24%	23.52%
D&A For EBITDA	0.22	0.22	0.29	0.3	0.39
EBIT	5.28	1.72	2.12	2.88	4.66
EBIT Margin	20.52%	7.99%	10.02%	13.78%	21.71%
Effective Tax Rate	2.86%	15.14%	9.03%	12.06%	15.22%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.