Oman United Insurance Company SAOG (MSM:OUIC)

MSM:OUIC Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	18.76	18.82	18.51	16.54	15.89	16.01
Total Interest & Dividend Income	2.26	2.19	2.31	2.87	3.15	0.91
Gain (Loss) on Sale of Investments	0.16	0.16	0.32	0.73	-	1.45
Other Revenue	-	-	-	0.74	2.44	2.42
Total Revenue	21.19	21.17	21.14	20.9	21.48	20.78
Revenue Growth (YoY)	-2.81%	0.17%	1.16%	-2.70%	3.33%	-3.25%
Policy Benefits	16.92	17.96	17.9	18.71	9.68	8.03
Policy Acquisition & Underwriting Costs	-	-	-	3.62	2.3	2.31
Depreciation & Amortization	-	-	-	0.36	-	-
Selling, General & Administrative	2.25	2.25	1.53	1.01	5.49	5.34
Provision for Bad Debts	-	-	-	0.43	-	-
Other Operating Expenses	-0.69	-0.79	-0.47	-9.62	-0.65	-0.12
Total Operating Expenses	18.49	19.41	18.97	18.02	16.81	15.56
Operating Income	2.7	1.76	2.17	2.88	4.66	5.22
Currency Exchange Gain (Loss)	-	-	-	-	-	-0
Other Non Operating Income (Expenses)	-	-	-	-0.19	-	-0
EBT Excluding Unusual Items	2.68	1.76	2.17	2.69	4.66	5.22
Gain (Loss) on Sale of Assets	-	-	0.01	-	0.01	0
Pretax Income	2.68	1.76	2.18	2.69	4.67	5.22
Income Tax Expense	0.29	0.27	0.2	0.32	0.71	0.97
Net Income	2.39	1.49	1.98	2.37	3.96	4.25
Net Income to Common	2.39	1.49	1.98	2.37	3.96	4.25
Net Income Growth	96.40%	-24.62%	-16.38%	-40.15%	-6.92%	24.97%
Shares Outstanding (Basic)	95	100	99	100	100	100
Shares Outstanding (Diluted)	95	100	99	100	100	100
Shares Change (YoY)	-4.98%	0.51%	-0.92%	-	-	-
EPS (Basic)	0.03	0.01	0.02	0.02	0.04	0.04
EPS (Diluted)	0.03	0.01	0.02	0.02	0.04	0.04
EPS Growth	106.70%	-25.00%	-15.60%	-40.15%	-6.92%	24.97%
Free Cash Flow	-	-3.48	-1.91	-0.1	-0.99	4.62
Free Cash Flow Per Share	-	-0.04	-0.02	-0.00	-0.01	0.05
Dividend Per Share	0.025	0.025	0.030	0.035	0.035	0.035
Dividend Growth	-16.67%	-16.67%	-14.29%	-	-	16.67%
Operating Margin	12.75%	8.31%	10.27%	13.78%	21.71%	25.13%
Profit Margin	11.27%	7.05%	9.38%	11.34%	18.44%	20.47%
Free Cash Flow Margin	-	-16.43%	-9.05%	-0.48%	-4.62%	22.25%
EBITDA	2.92	1.98	2.46	3.18	5.05	5.61
EBITDA Margin	13.78%	9.34%	11.65%	15.24%	23.52%	27.01%
D&A For EBITDA	0.22	0.22	0.29	0.3	0.39	0.39
EBIT	2.7	1.76	2.17	2.88	4.66	5.22
EBIT Margin	12.75%	8.31%	10.27%	13.78%	21.71%	25.13%
Effective Tax Rate	10.90%	15.14%	9.03%	12.06%	15.22%	18.52%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.