Oman United Insurance Company SAOG (MSM:OUIC)
Oman flag Oman · Delayed Price · Currency is OMR
0.3200
-0.0010 (-0.31%)
At close: Oct 29, 2026

MSM:OUIC Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
31.625.7321.5321.1420.921.48
Revenue Growth
27.84%19.50%1.88%1.16%-2.70%3.33%
Operating Income
5.565.281.722.122.884.66
Net Income
5.415.151.491.982.373.96
Earnings Per Share
0.050.050.010.020.020.04
EPS Growth
14.62%244.74%-25.12%-15.82%-40.15%-6.92%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Insurance
2.882.6221.8317.97
Life Insurance
0.080.060.270.472.18
Medical Insurance
0.05-0.07-0.1-0.19-
Unallocated Investment and Other Income
5.372.152.092.491.99
Total
8.384.774.264.622.13

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1.89.090.810.590.520.77
Total Debt
0.180.170.251.230.50.32
Net Cash (Debt)
1.628.920.55-0.650.020.45
Net Cash Growth
-1513.87%---96.52%-
Net Cash Per Share
0.020.080.01-0.010.000.00

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-0.22-3.22-1.640.08-0.69
Capital Expenditures
--0.12-0.2-0.27-0.18-0.3
Free Cash Flow
-0.09-3.42-1.91-0.1-0.99
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.59%20.52%7.99%10.02%13.78%21.71%
Pretax Margin
17.65%20.60%8.17%10.31%12.90%21.75%
Profit Margin
17.12%20.01%6.94%9.38%11.34%18.44%
FCF Margin
-0.36%-15.88%-9.05%-0.48%-4.62%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0190.0190.0240.0290.0330.033
Dividend Per Share Growth
-16.00%-20.17%-16.78%-14.11%0%0%
Dividend Yield
5.94%5.88%9.61%11.12%11.65%9.30%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.156.5817.4013.6312.669.49
Forward PE
-7.047.047.048.636.00
P/FCF Ratio
12.12363.28----
PS Ratio
1.061.321.211.281.441.75