Oman United Insurance Company SAOG (MSM:OUIC)
Oman flag Oman · Delayed Price · Currency is OMR
0.3120
-0.0030 (-0.95%)
At close: Aug 6, 2026

MSM:OUIC Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
30.9725.7321.5321.1420.921.48
Revenue Growth
43.05%19.50%1.88%1.16%-2.70%3.33%
Operating Income
10.195.281.722.122.884.66
Net Income
9.945.151.491.982.373.96
Earnings Per Share
0.090.050.010.020.020.04
EPS Growth
316.21%244.74%-25.12%-15.82%-40.15%-6.92%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Medical Insurance
0.380.05-0.07-0.1-0.19-
General
3.952.882.6221.8317.97
Life Insurance
0.110.080.060.270.472.18
Unallocated Investment and Other Income
-5.372.152.092.491.99
Total
9.828.384.774.264.622.13

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1.769.090.810.590.520.77
Total Debt
0.20.170.251.230.50.32
Net Cash (Debt)
1.578.920.55-0.650.020.45
Net Cash Growth
-10.69%1513.87%---96.52%-
Net Cash Per Share
0.010.080.01-0.010.000.00

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2.490.22-3.22-1.640.08-0.69
Capital Expenditures
-0.18-0.12-0.2-0.27-0.18-0.3
Free Cash Flow
2.30.09-3.42-1.91-0.1-0.99
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
32.91%20.52%7.99%10.02%13.78%21.71%
Pretax Margin
32.97%20.60%8.17%10.31%12.90%21.75%
Profit Margin
32.09%20.01%6.94%9.38%11.34%18.44%
FCF Margin
7.44%0.36%-15.88%-9.05%-0.48%-4.62%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0190.0190.0240.0290.0330.033
Dividend Per Share Growth
-16.00%-20.17%-16.78%-14.11%0%0%
Dividend Yield
6.09%6.21%11.33%14.62%17.14%15.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.306.5817.4013.6312.669.49
Forward PE
-7.047.047.048.636.00
P/FCF Ratio
14.22363.28----
PS Ratio
1.061.321.211.281.441.75