MSM:OUIC Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	20.31	18.88	18.82	18.51	16.54	15.89
Total Interest & Dividend Income	6.48	2.27	2.19	2.31	2.87	3.15
Gain (Loss) on Sale of Investments	4.23	4.23	0.16	0.32	0.73	-
Other Revenue	0.36	0.36	0.36	-	0.74	2.44
Total Revenue	31.38	25.73	21.53	21.14	20.9	21.48
Revenue Growth (YoY)	47.39%	19.50%	1.88%	1.16%	-2.70%	3.33%
Policy Benefits	26.36	25.69	17.23	17.9	18.71	9.68
Policy Acquisition & Underwriting Costs	3.98	3.98	3.95	-	3.62	2.3
Depreciation & Amortization	0.31	0.31	0.31	0.34	0.36	-
Selling, General & Administrative	0.98	0.98	1.02	1	1.01	5.49
Provision for Bad Debts	0.1	0.1	0.16	0.03	0.43	-
Other Operating Expenses	-14.37	-14.42	-6.2	-3.73	-9.62	-0.65
Total Operating Expenses	21.19	20.45	19.81	19.02	18.02	16.81
Operating Income	10.19	5.28	1.72	2.12	2.88	4.66
Other Non Operating Income (Expenses)	0.01	0.01	0.04	0.05	-0.19	-
EBT Excluding Unusual Items	10.2	5.29	1.76	2.17	2.69	4.66
Gain (Loss) on Sale of Assets	0.01	0.01	-	0.01	-	0.01
Pretax Income	10.21	5.3	1.76	2.18	2.69	4.67
Income Tax Expense	0.27	0.15	0.27	0.2	0.32	0.71
Net Income	9.94	5.15	1.49	1.98	2.37	3.96
Net Income to Common	9.94	5.15	1.49	1.98	2.37	3.96
Net Income Growth	316.20%	244.73%	-24.62%	-16.38%	-40.15%	-6.92%
Shares Outstanding (Basic)	109	105	105	104	105	105
Shares Outstanding (Diluted)	109	105	105	104	105	105
Shares Change (YoY)	4.30%	-	0.67%	-0.67%	-	-
EPS (Basic)	0.09	0.05	0.01	0.02	0.02	0.04
EPS (Diluted)	0.09	0.05	0.01	0.02	0.02	0.04
EPS Growth	299.05%	244.74%	-25.12%	-15.82%	-40.15%	-6.92%
Free Cash Flow	-	0.09	-3.42	-1.91	-0.1	-0.99
Free Cash Flow Per Share	-	0.00	-0.03	-0.02	-0.00	-0.01
Dividend Per Share	0.019	0.019	0.024	0.029	0.033	0.033
Dividend Growth	-20.17%	-20.17%	-16.78%	-14.11%	-	-
Operating Margin	32.47%	20.52%	7.99%	10.02%	13.78%	21.71%
Profit Margin	31.67%	20.01%	6.94%	9.38%	11.34%	18.44%
Free Cash Flow Margin	-	0.36%	-15.88%	-9.05%	-0.48%	-4.62%
EBITDA	10.39	5.5	1.94	2.41	3.18	5.05
EBITDA Margin	33.13%	21.39%	9.00%	11.40%	15.24%	23.52%
D&A For EBITDA	0.21	0.22	0.22	0.29	0.3	0.39
EBIT	10.19	5.28	1.72	2.12	2.88	4.66
EBIT Margin	32.47%	20.52%	7.99%	10.02%	13.78%	21.71%
Effective Tax Rate	2.67%	2.86%	15.14%	9.03%	12.06%	15.22%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.