Takaful Oman Insurance SAOG (MSM:TAOI)

Oman · Delayed Price · Currency is OMR

0.0630

0.00 (0.00%)

At close: Aug 6, 2026

MSM:TAOI Financials Overview

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	31.4	22.02	19.27	14.14	11.84	13.21
Revenue Growth	417.76%	14.26%	36.27%	19.38%	-10.32%	-15.37%
Operating Income	2.62	-0.2	0.32	-1.99	-5.91	-2.01
Net Income	3.67	0.71	0.61	13.84	-5.68	-0.96
Earnings Per Share	0.01	0.00	0.00	0.08	-0.06	-0.01
EPS Growth	-	16.46%	-96.78%	-	-	-

Revenue by Segment

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
General Takaful - Motor & Non- Motor	8.06	7.76	5.63	-	-
General Takaful - Medical	6.83	4.53	4.25	2.26	-
Family Takaful	6.23	5.93	3.67	1.76	2.26
Total	21.11	18.21	13.55	11.32	12.65

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	5.04	3.11	2.4	3.59	0.68	0.17
Total Debt	0.08	1.66	2.35	6.72	4.53	1.85
Net Cash (Debt)	4.95	1.45	0.05	-3.13	-3.85	-1.68
Net Cash Growth	-	2996.27%	-	-	-	-
Net Cash Per Share	0.02	0.01	0.00	-0.02	-0.04	-0.02

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	3.81	-0.59	5.71	1.74	1.68	-1.64
Capital Expenditures	-0.47	-0.11	-0.06	-0.11	-0.14	-0.07
Free Cash Flow	3.34	-0.69	5.65	1.63	1.54	-1.71
Free Cash Flow Growth	-59.95%	-	245.90%	5.74%	-	-

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	8.33%	-0.91%	1.64%	-14.04%	-49.92%	-15.18%
Pretax Margin	12.27%	3.47%	3.88%	96.15%	-49.57%	-8.62%
Profit Margin	11.69%	3.24%	3.18%	97.90%	-47.93%	-7.24%
FCF Margin	10.64%	-3.14%	29.31%	11.55%	13.04%	-12.94%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 8, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	4.29	17.53	19.61	0.35	-	-
P/FCF Ratio	4.71	-	2.13	3.00	5.12	-
PS Ratio	0.50	0.57	0.62	0.35	0.67	0.92