Takaful Oman Insurance SAOG (MSM:TAOI)

MSM:TAOI Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	-	-	18.14	13.07	10.81
Total Interest & Dividend Income	0.52	0.52	0.85	0.81	0.89
Other Revenue	0.45	0.39	0.28	0.26	0.15
Total Revenue	0.97	0.9	19.27	14.14	11.84
Revenue Growth (YoY)	7.66%	-95.31%	36.27%	19.38%	-10.32%
Policy Benefits	-	-	12.17	10.31	10.42
Policy Acquisition & Underwriting Costs	4.76	2.8	2.32	1.83	2.72
Selling, General & Administrative	5.03	4.62	4.06	3.89	3.76
Other Operating Expenses	-9.36	-4.75	0.41	0.09	0.85
Total Operating Expenses	0.44	2.67	18.95	16.13	17.76
Operating Income	0.53	-1.76	0.32	-1.99	-5.91
Other Non Operating Income (Expenses)	-	-	0.72	15.89	0.22
EBT Excluding Unusual Items	0.53	-1.76	1.03	13.9	-5.69
Gain (Loss) on Sale of Assets	-	-	-0.29	-0.31	-0.18
Pretax Income	0.53	-1.76	0.75	13.6	-5.87
Income Tax Expense	-0.04	0.08	0.14	-0.25	-0.19
Net Income	0.57	-1.85	0.61	13.84	-5.68
Net Income to Common	0.57	-1.85	0.61	13.84	-5.68
Net Income Growth	-	-	-95.58%	-	-
Shares Outstanding (Basic)	250	250	250	182	100
Shares Outstanding (Diluted)	250	250	250	182	100
Shares Change (YoY)	-	-	37.53%	81.78%	-
EPS (Basic)	0.00	-0.01	0.00	0.08	-0.06
EPS (Diluted)	0.00	-0.01	0.00	0.08	-0.06
EPS Growth	-	-	-96.78%	-	-
Free Cash Flow	9.2	0.57	5.65	1.63	1.54
Free Cash Flow Per Share	0.04	0.00	0.02	0.01	0.01
Operating Margin	54.67%	-195.18%	1.64%	-14.04%	-49.92%
Profit Margin	58.96%	-204.13%	3.18%	97.90%	-47.93%
Free Cash Flow Margin	944.77%	63.33%	29.31%	11.55%	13.04%
EBITDA	0.85	-1.69	0.62	-1.87	-5.81
EBITDA Margin	87.60%	-187.21%	3.19%	-13.25%	-49.04%
D&A For EBITDA	0.32	0.07	0.3	0.11	0.1
EBIT	0.53	-1.76	0.32	-1.99	-5.91
EBIT Margin	54.67%	-195.18%	1.64%	-14.04%	-49.92%
Effective Tax Rate	-	-	18.16%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.