Takaful Oman Insurance SAOG (MSM:TAOI)

MSM:TAOI Statistics

Total Valuation

MSM:TAOI has a market cap or net worth of OMR 17.75 million. The enterprise value is 13.42 million.

Market Cap	17.75M
Enterprise Value	13.42M

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	n/a

Share Statistics

MSM:TAOI has 250.00 million shares outstanding.

Current Share Class	250.00M
Shares Outstanding	250.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	100.77M

Valuation Ratios

The trailing PE ratio is 30.94.

PE Ratio	30.94
Forward PE	n/a
PS Ratio	18.23
PB Ratio	0.97
P/TBV Ratio	1.00
P/FCF Ratio	1.93
P/OCF Ratio	1.90
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.73, with an EV/FCF ratio of 1.46.

EV / Earnings	23.37
EV / Sales	13.78
EV / EBITDA	15.73
EV / EBIT	25.21
EV / FCF	1.46

Financial Position

The company has a current ratio of 0.52, with a Debt / Equity ratio of 0.04.

Current Ratio	0.52
Quick Ratio	0.15
Debt / Equity	0.04
Debt / EBITDA	0.94
Debt / FCF	0.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.61% and return on invested capital (ROIC) is 2.99%.

Return on Equity (ROE)	3.61%
Return on Assets (ROA)	0.56%
Return on Invested Capital (ROIC)	2.99%
Return on Capital Employed (ROCE)	3.94%
Weighted Average Cost of Capital (WACC)	5.60%
Revenue Per Employee	6,490
Profits Per Employee	3,827
Employee Count	150
Asset Turnover	0.02
Inventory Turnover	n/a

Taxes

Income Tax	-41,811
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +47.92% in the last 52 weeks. The beta is 0.29, so MSM:TAOI's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+47.92%
50-Day Moving Average	0.07
200-Day Moving Average	0.06
Relative Strength Index (RSI)	40.46
Average Volume (20 Days)	118,145

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSM:TAOI had revenue of OMR 973,504 and earned 573,988 in profits. Earnings per share was 0.00.

Revenue	973,504
Gross Profit	-3.79M
Operating Income	532,177
Pretax Income	532,177
Net Income	573,988
EBITDA	852,813
EBIT	532,177
Earnings Per Share (EPS)	0.00

Balance Sheet

The company has 5.14 million in cash and 801,956 in debt, with a net cash position of 4.33 million or 0.02 per share.

Cash & Cash Equivalents	5.14M
Total Debt	801,956
Net Cash	4.33M
Net Cash Per Share	0.02
Equity (Book Value)	18.23M
Book Value Per Share	0.07
Working Capital	-26.66M

Cash Flow

In the last 12 months, operating cash flow was 9.34 million and capital expenditures -137,622, giving a free cash flow of 9.20 million.

Operating Cash Flow	9.34M
Capital Expenditures	-137,622
Depreciation & Amortization	n/a
Net Borrowing	148,123
Free Cash Flow	9.20M
FCF Per Share	0.04

Margins

Gross Margin	n/a
Operating Margin	54.67%
Pretax Margin	54.67%
Profit Margin	58.96%
EBITDA Margin	87.60%
EBIT Margin	54.67%
FCF Margin	944.77%

Dividends & Yields

MSM:TAOI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	3.23%
FCF Yield	51.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5