Takaful Oman Insurance SAOG (MSM:TAOI)

MSM:TAOI Statistics

Total Valuation

MSM:TAOI has a market cap or net worth of OMR 16.75 million. The enterprise value is 9.98 million.

Market Cap	16.75M
Enterprise Value	9.98M

Important Dates

The last earnings date was Thursday, May 7, 2026.

Earnings Date	May 7, 2026
Ex-Dividend Date	n/a

Share Statistics

MSM:TAOI has 250.00 million shares outstanding.

Current Share Class	250.00M
Shares Outstanding	250.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	100.77M

Valuation Ratios

The trailing PE ratio is 4.56.

PE Ratio	4.56
Forward PE	n/a
PS Ratio	0.53
PB Ratio	1.01
P/TBV Ratio	1.04
P/FCF Ratio	5.01
P/OCF Ratio	4.39
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.38, with an EV/FCF ratio of 2.99.

EV / Earnings	2.72
EV / Sales	0.32
EV / EBITDA	3.38
EV / EBIT	3.81
EV / FCF	2.99

Financial Position

The company has a current ratio of 0.58, with a Debt / Equity ratio of 0.00.

Current Ratio	0.58
Quick Ratio	0.16
Debt / Equity	0.00
Debt / EBITDA	0.03
Debt / FCF	0.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.82% and return on invested capital (ROIC) is 15.18%.

Return on Equity (ROE)	22.82%
Return on Assets (ROA)	2.38%
Return on Invested Capital (ROIC)	15.18%
Return on Capital Employed (ROCE)	29.15%
Weighted Average Cost of Capital (WACC)	5.71%
Revenue Per Employee	209,366
Profits Per Employee	24,468
Employee Count	150
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

In the past 12 months, MSM:TAOI has paid 182,069 in taxes.

Income Tax	182,069
Effective Tax Rate	4.73%

Stock Price Statistics

The stock price has increased by +45.65% in the last 52 weeks. The beta is 0.23, so MSM:TAOI's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+45.65%
50-Day Moving Average	0.07
200-Day Moving Average	0.06
Relative Strength Index (RSI)	40.39
Average Volume (20 Days)	54,166

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSM:TAOI had revenue of OMR 31.40 million and earned 3.67 million in profits. Earnings per share was 0.01.

Revenue	31.40M
Gross Profit	4.05M
Operating Income	2.62M
Pretax Income	3.85M
Net Income	3.67M
EBITDA	2.95M
EBIT	2.62M
Earnings Per Share (EPS)	0.01

Balance Sheet

The company has 5.04 million in cash and 81,301 in debt, with a net cash position of 4.95 million or 0.02 per share.

Cash & Cash Equivalents	5.04M
Total Debt	81,301
Net Cash	4.95M
Net Cash Per Share	0.02
Equity (Book Value)	16.51M
Book Value Per Share	0.07
Working Capital	-23.35M

Cash Flow

In the last 12 months, operating cash flow was 3.81 million and capital expenditures -473,365, giving a free cash flow of 3.34 million.

Operating Cash Flow	3.81M
Capital Expenditures	-473,365
Depreciation & Amortization	n/a
Net Borrowing	-1.18M
Free Cash Flow	3.34M
FCF Per Share	0.01

Margins

Gross margin is 12.88%, with operating and profit margins of 8.34% and 11.69%.

Gross Margin	12.88%
Operating Margin	8.34%
Pretax Margin	12.27%
Profit Margin	11.69%
EBITDA Margin	9.39%
EBIT Margin	8.34%
FCF Margin	10.64%

Dividends & Yields

MSM:TAOI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	21.91%
FCF Yield	19.95%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5