Takaful Oman Insurance SAOG (MSM:TAOI)

MSM:TAOI Statistics

Total Valuation

MSM:TAOI has a market cap or net worth of OMR 16.50 million. The enterprise value is 11.55 million.

Market Cap	16.50M
Enterprise Value	11.55M

Important Dates

The next estimated earnings date is Saturday, February 28, 2026.

Earnings Date	Feb 28, 2026
Ex-Dividend Date	n/a

Share Statistics

MSM:TAOI has 250.00 million shares outstanding.

Current Share Class	250.00M
Shares Outstanding	250.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 3.80.

PE Ratio	3.80
Forward PE	n/a
PS Ratio	0.75
PB Ratio	1.00
P/TBV Ratio	1.03
P/FCF Ratio	4.69
P/OCF Ratio	4.14
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.97, with an EV/FCF ratio of 3.28.

EV / Earnings	2.66
EV / Sales	0.52
EV / EBITDA	2.97
EV / EBIT	3.24
EV / FCF	3.28

Financial Position

The company has a current ratio of 0.59, with a Debt / Equity ratio of 0.00.

Current Ratio	0.59
Quick Ratio	0.16
Debt / Equity	0.00
Debt / EBITDA	0.02
Debt / FCF	0.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 27.03% and return on invested capital (ROIC) is 12.69%.

Return on Equity (ROE)	27.03%
Return on Assets (ROA)	3.24%
Return on Invested Capital (ROIC)	12.69%
Return on Capital Employed (ROCE)	34.22%
Revenue Per Employee	147,011
Profits Per Employee	28,984
Employee Count	150
Asset Turnover	0.32
Inventory Turnover	n/a

Taxes

In the past 12 months, MSM:TAOI has paid 182,069 in taxes.

Income Tax	182,069
Effective Tax Rate	4.02%

Stock Price Statistics

The stock price has increased by +45.65% in the last 52 weeks. The beta is 0.07, so MSM:TAOI's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	+45.65%
50-Day Moving Average	0.06
200-Day Moving Average	0.05
Relative Strength Index (RSI)	76.18
Average Volume (20 Days)	103,873

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSM:TAOI had revenue of OMR 22.05 million and earned 4.35 million in profits. Earnings per share was 0.02.

Revenue	22.05M
Gross Profit	4.23M
Operating Income	3.57M
Pretax Income	4.53M
Net Income	4.35M
EBITDA	3.88M
EBIT	3.57M
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 5.04 million in cash and 81,301 in debt, with a net cash position of 4.95 million or 0.02 per share.

Cash & Cash Equivalents	5.04M
Total Debt	81,301
Net Cash	4.95M
Net Cash Per Share	0.02
Equity (Book Value)	16.51M
Book Value Per Share	0.07
Working Capital	-21.90M

Cash Flow

In the last 12 months, operating cash flow was 3.99 million and capital expenditures -473,365, giving a free cash flow of 3.52 million.

Operating Cash Flow	3.99M
Capital Expenditures	-473,365
Free Cash Flow	3.52M
FCF Per Share	0.01

Margins

Gross margin is 19.20%, with operating and profit margins of 16.17% and 19.72%.

Gross Margin	19.20%
Operating Margin	16.17%
Pretax Margin	20.54%
Profit Margin	19.72%
EBITDA Margin	17.62%
EBIT Margin	16.17%
FCF Margin	15.95%

Dividends & Yields

MSM:TAOI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	26.35%
FCF Yield	21.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4