Takaful Oman Insurance SAOG (MSM:TAOI)

MSM:TAOI Statistics

Total Valuation

MSM:TAOI has a market cap or net worth of OMR 12.75 million. The enterprise value is 14.83 million.

Market Cap	12.75M
Enterprise Value	14.83M

Important Dates

The next estimated earnings date is Wednesday, October 15, 2025.

Earnings Date	Oct 15, 2025
Ex-Dividend Date	n/a

Share Statistics

MSM:TAOI has 250.00 million shares outstanding.

Current Share Class	250.00M
Shares Outstanding	250.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	100.77M

Valuation Ratios

The trailing PE ratio is 6.38.

PE Ratio	6.38
Forward PE	n/a
PS Ratio	0.58
PB Ratio	0.86
P/TBV Ratio	0.88
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.77, with an EV/FCF ratio of -6.85.

EV / Earnings	7.42
EV / Sales	0.67
EV / EBITDA	9.77
EV / EBIT	13.38
EV / FCF	-6.85

Financial Position

The company has a current ratio of 0.62, with a Debt / Equity ratio of 0.31.

Current Ratio	0.62
Quick Ratio	0.24
Debt / Equity	0.31
Debt / EBITDA	3.09
Debt / FCF	-2.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.92% and return on invested capital (ROIC) is 3.66%.

Return on Equity (ROE)	12.92%
Return on Assets (ROA)	1.15%
Return on Invested Capital (ROIC)	3.66%
Return on Capital Employed (ROCE)	8.84%
Revenue Per Employee	146,616
Profits Per Employee	13,335
Employee Count	150
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, MSM:TAOI has paid 58,063 in taxes.

Income Tax	58,063
Effective Tax Rate	2.82%

Stock Price Statistics

The stock price has increased by +13.33% in the last 52 weeks. The beta is 0.14, so MSM:TAOI's price volatility has been lower than the market average.

Beta (5Y)	0.14
52-Week Price Change	+13.33%
50-Day Moving Average	0.05
200-Day Moving Average	0.05
Relative Strength Index (RSI)	44.18
Average Volume (20 Days)	23,917

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSM:TAOI had revenue of OMR 21.99 million and earned 2.00 million in profits. Earnings per share was 0.01.

Revenue	21.99M
Gross Profit	4.81M
Operating Income	1.11M
Pretax Income	2.06M
Net Income	2.00M
EBITDA	1.47M
EBIT	1.11M
Earnings Per Share (EPS)	0.01

Balance Sheet

The company has 5.11 million in cash and 4.69 million in debt, giving a net cash position of -2.08 million or -0.01 per share.

Cash & Cash Equivalents	5.11M
Total Debt	4.69M
Net Cash	-2.08M
Net Cash Per Share	-0.01
Equity (Book Value)	14.90M
Book Value Per Share	0.04
Working Capital	-15.63M

Cash Flow

In the last 12 months, operating cash flow was -1.96 million and capital expenditures -202,307, giving a free cash flow of -2.16 million.

Operating Cash Flow	-1.96M
Capital Expenditures	-202,307
Free Cash Flow	-2.16M
FCF Per Share	-0.01

Margins

Gross margin is 21.88%, with operating and profit margins of 5.04% and 9.10%.

Gross Margin	21.88%
Operating Margin	5.04%
Pretax Margin	9.36%
Profit Margin	9.10%
EBITDA Margin	6.68%
EBIT Margin	5.04%
FCF Margin	n/a

Dividends & Yields

MSM:TAOI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	15.69%
FCF Yield	-16.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3