Taageer Finance Company SAOG (MSM:TFCI)

MSM:TFCI Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	31.21	26.87	21.1	17.64	16.8
Total Interest Expense	14.22	12.26	9.35	8.23	8.43
Net Interest Income	16.98	14.6	11.76	9.41	8.38
Other Revenue	2.85	2.28	1.96	1.25	0.85
Revenue Before Loan Losses	19.83	16.88	13.72	10.66	9.23
Provision for Loan Losses	6.6	5	3.99	2.85	2.02
Revenue	13.23	11.89	9.73	7.81	7.2
Revenue Growth (YoY)	11.35%	22.19%	24.62%	8.36%	-17.48%
Salaries & Employee Benefits	4.7	4.27	4	3.19	3.47
Cost of Services Provided	2.01	1.75	1.57	1.17	1.04
Other Operating Expenses	-0.32	-0.21	-0.16	-	-0.19
Total Operating Expenses	6.76	6.21	5.76	4.8	4.74
Operating Income	6.48	5.67	3.97	3	2.47
EBT Excluding Unusual Items	6.48	5.67	3.97	3	2.47
Pretax Income	6.5	5.67	3.98	3	2.47
Income Tax Expense	0.98	0.85	0.59	0.46	0.4
Net Income	5.53	4.82	3.38	2.54	2.07
Net Income to Common	5.53	4.82	3.38	2.54	2.07
Net Income Growth	14.54%	42.70%	32.94%	22.85%	-45.57%
Shares Outstanding (Basic)	279	279	279	274	274
Shares Outstanding (Diluted)	279	279	279	274	274
Shares Change (YoY)	-	-0.00%	1.80%	-	-
EPS (Basic)	0.02	0.02	0.01	0.01	0.01
EPS (Diluted)	0.02	0.02	0.01	0.01	0.01
EPS Growth	14.55%	42.79%	30.50%	23.63%	-45.91%
Free Cash Flow	-11.07	-19.06	-12.55	8.83	14.39
Free Cash Flow Per Share	-0.04	-0.07	-0.04	0.03	0.05
Dividend Per Share	0.008	0.007	0.005	0.003	-
Dividend Growth	18.18%	43.48%	64.29%	-	-
Operating Margin	48.95%	47.74%	40.78%	38.46%	34.22%
Profit Margin	41.75%	40.58%	34.75%	32.58%	28.73%
Free Cash Flow Margin	-83.66%	-160.32%	-129.00%	113.08%	199.79%
Effective Tax Rate	15.00%	15.00%	14.96%	15.29%	16.02%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.