Taageer Finance Company SAOG (MSM:TFCI)

MSM:TFCI Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	34.37	31.21	26.87	21.1	17.64	16.8
Total Interest Expense	14.22	14.22	12.26	9.35	8.23	8.43
Net Interest Income	20.15	16.98	14.6	11.76	9.41	8.38
Other Revenue	2.85	2.85	2.28	1.96	1.25	0.85
Revenue Before Loan Losses	23	19.83	16.88	13.72	10.66	9.23
Provision for Loan Losses	6.6	6.6	5	3.99	2.85	2.02
Revenue	16.4	13.23	11.89	9.73	7.81	7.2
Revenue Growth (YoY)	36.44%	11.35%	22.19%	24.62%	8.36%	-17.48%
Salaries & Employee Benefits	4.7	4.7	4.27	4	3.19	3.47
Cost of Services Provided	3.12	2.01	1.75	1.57	1.17	1.04
Other Operating Expenses	-0.32	-0.32	-0.21	-0.16	-	-0.19
Total Operating Expenses	7.87	6.76	6.21	5.76	4.8	4.74
Operating Income	8.53	6.48	5.67	3.97	3	2.47
EBT Excluding Unusual Items	8.53	6.48	5.67	3.97	3	2.47
Pretax Income	7.06	6.5	5.67	3.98	3	2.47
Income Tax Expense	0.98	0.98	0.85	0.59	0.46	0.4
Net Income	6.09	5.53	4.82	3.38	2.54	2.07
Net Income to Common	6.09	5.53	4.82	3.38	2.54	2.07
Net Income Growth	12.80%	14.54%	42.70%	32.94%	22.85%	-45.57%
Shares Outstanding (Basic)	279	279	279	279	274	274
Shares Outstanding (Diluted)	279	279	279	279	274	274
Shares Change (YoY)	0.00%	-	-0.00%	1.80%	-	-
EPS (Basic)	0.02	0.02	0.02	0.01	0.01	0.01
EPS (Diluted)	0.02	0.02	0.02	0.01	0.01	0.01
EPS Growth	12.80%	14.55%	42.79%	30.50%	23.63%	-45.91%
Free Cash Flow	-	-11.07	-19.06	-12.55	8.83	14.39
Free Cash Flow Per Share	-	-0.04	-0.07	-0.04	0.03	0.05
Dividend Per Share	-	0.008	0.007	0.005	0.003	-
Dividend Growth	-	18.18%	43.48%	64.29%	-	-
Operating Margin	52.02%	48.95%	47.74%	40.78%	38.46%	34.22%
Profit Margin	37.11%	41.75%	40.58%	34.75%	32.58%	28.73%
Free Cash Flow Margin	-	-83.66%	-160.32%	-129.00%	113.08%	199.79%
Effective Tax Rate	13.81%	15.00%	15.00%	14.96%	15.29%	16.02%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.