MSM:TFCI Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3.67	4.17	5.53	4.82	3.38	2.54
Depreciation & Amortization	0.44	0.45	0.37	0.41	0.36	0.44
Asset Writedown & Restructuring Costs	0.24	0.24	0.32	0.33	0.45	-
Provision for Credit Losses	13.25	12.34	6.28	4.67	3.54	2.79
Change in Accounts Payable	3.83	1.55	1.04	0.05	0.72	-0.5
Change in Other Net Operating Assets	-20.87	-21.79	-24.47	-29.17	-20.66	3.41
Other Operating Activities	-0.25	-0.26	0.1	0.16	0.13	0.39
Operating Cash Flow	0.32	-3.28	-10.85	-18.74	-12.1	8.93
Operating Cash Flow Growth	-	-	-	-	-	-39.06%
Capital Expenditures	-0.34	-0.3	-0.22	-0.32	-0.45	-0.11
Sale of Property, Plant & Equipment	-	0.03	0.02	-	0.01	-
Other Investing Activities	2	2	-0.34	8.23	-6.25	-3.8
Investing Cash Flow	1.66	1.73	-0.53	7.91	-6.69	-3.91
Short-Term Debt Issued	-	103	56.65	36.3	15.89	14.2
Long-Term Debt Issued	-	56	61.63	50.07	63.13	39.6
Total Debt Issued	168.43	159	118.28	86.37	79.02	53.8
Short-Term Debt Repaid	-	-100.5	-46.15	-24.15	-36.44	-18.45
Long-Term Debt Repaid	-	-51.56	-50.83	-47.23	-28.72	-29.29
Total Debt Repaid	-169.98	-152.06	-96.98	-71.38	-65.16	-47.74
Net Debt Issued (Repaid)	-1.56	6.94	21.3	14.99	13.86	6.06
Common Dividends Paid	-	-2.17	-1.85	-1.29	-0.76	-
Other Financing Activities	-1.88	-1.88	-0.31	-	-	-
Financing Cash Flow	-3.43	2.9	19.15	13.7	13.1	6.06
Net Cash Flow	-1.45	1.34	7.76	2.87	-5.69	11.09
Free Cash Flow	-0.02	-3.58	-11.07	-19.06	-12.55	8.83
Free Cash Flow Growth	-	-	-	-	-	-38.67%
Free Cash Flow Margin	-0.16%	-29.83%	-83.66%	-160.32%	-129.00%	113.08%
Free Cash Flow Per Share	-	-0.01	-0.04	-0.07	-0.04	0.03
Cash Income Tax Paid	0.96	0.96	0.86	0.59	0.46	0.37