MSM:TFCI Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	13.68	19.44	20.1	12.02	17.33	16.66
Long-Term Investments	-	-	-	0.06	0	0.2
Loans & Lease Receivables	300.71	296.13	270.03	228.6	193.81	165.06
Property, Plant & Equipment	0.92	0.9	0.78	0.94	0.85	0.44
Other Intangible Assets	0.02	0.02	0.05	0.05	-	-
Restricted Cash	0.25	0.25	0.25	0.25	0.25	0.25
Long-Term Deferred Tax Assets	0.08	0.08	0.08	0.08	0.08	0.09
Other Long-Term Assets	1.16	0.17	0.03	0.52	0.64	0.38
Total Assets	316.81	316.99	291.31	242.53	212.96	183.08
Interest Bearing Deposits	75.08	72.47	55.43	32.44	21.88	9.77
Total Deposits	75.08	72.47	55.43	32.44	21.88	9.77
Accrued Expenses	1.82	2.81	2.14	1.96	1.54	0.96
Short-Term Debt	61.22	65.11	62.73	52.07	40.04	60.6
Current Portion of Long-Term Debt	15.28	43.13	42.01	43.56	40.68	-
Current Portion of Leases	-	0.18	0.09	0.13	0.09	0.02
Long-Term Debt	74.88	50.59	47.05	59.71	59.62	65.62
Long-Term Leases	6.51	1.91	0.9	0.52	0.92	0.89
Current Income Taxes Payable	0.9	0.76	0.98	0.87	0.6	0.47
Pension & Post-Retirement Benefits	0.28	0.33	0.32	0.31	0.25	0.2
Other Long-Term Liabilities	1.01	0.71	0.79	0.46	0.38	0.2
Total Liabilities	238.77	238	212.45	192.03	166	138.73
Common Stock	28.37	27.92	27.11	26.38	25.87	25.36
Retained Earnings	21.98	23.37	24.25	21.85	19.17	17.21
Comprehensive Income & Other	27.7	27.7	27.51	2.26	1.93	1.78
Shareholders' Equity	78.05	78.99	78.86	50.5	46.97	44.35
Total Liabilities & Equity	316.81	316.99	291.31	242.53	212.96	183.08
Total Debt	157.89	160.92	152.78	156	141.35	127.13
Net Cash (Debt)	-144.21	-141.49	-132.68	-143.97	-124.02	-110.48
Net Cash Per Share	-0.51	-0.50	-0.47	-0.51	-0.44	-0.40
Filing Date Shares Outstanding	283.69	283.69	283.69	283.69	283.69	278.68
Total Common Shares Outstanding	283.69	283.69	283.69	283.69	283.69	278.68
Working Capital	158.56	131.36	127	109.85	106.55	110.14
Book Value Per Share	0.28	0.28	0.28	0.18	0.17	0.16
Tangible Book Value	78.03	78.97	78.82	50.45	46.97	44.35
Tangible Book Value Per Share	0.28	0.28	0.28	0.18	0.17	0.16