MSM:TFCI Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	19.44	20.1	12.02	17.33	16.66
Long-Term Investments	-	-	0.06	0	0.2
Loans & Lease Receivables	296.13	270.03	228.6	193.81	165.06
Property, Plant & Equipment	0.9	0.78	0.94	0.85	0.44
Other Intangible Assets	0.02	0.05	0.05	-	-
Restricted Cash	0.25	0.25	0.25	0.25	0.25
Long-Term Deferred Tax Assets	0.08	0.08	0.08	0.08	0.09
Other Long-Term Assets	0.17	0.03	0.52	0.64	0.38
Total Assets	316.99	291.31	242.53	212.96	183.08
Interest Bearing Deposits	72.47	55.43	32.44	21.88	9.77
Total Deposits	72.47	55.43	32.44	21.88	9.77
Accrued Expenses	2.81	2.14	1.96	1.54	0.96
Short-Term Debt	65.11	62.73	52.07	40.04	60.6
Current Portion of Long-Term Debt	43.13	42.01	43.56	40.68	-
Current Portion of Leases	0.18	0.09	0.13	0.09	0.02
Long-Term Debt	50.59	47.05	59.71	59.62	65.62
Long-Term Leases	1.91	0.9	0.52	0.92	0.89
Current Income Taxes Payable	0.76	0.98	0.87	0.6	0.47
Pension & Post-Retirement Benefits	0.33	0.32	0.31	0.25	0.2
Other Long-Term Liabilities	0.71	0.79	0.46	0.38	0.2
Total Liabilities	238	212.45	192.03	166	138.73
Common Stock	27.92	27.11	26.38	25.87	25.36
Retained Earnings	23.37	24.25	21.85	19.17	17.21
Comprehensive Income & Other	27.7	27.51	2.26	1.93	1.78
Shareholders' Equity	78.99	78.86	50.5	46.97	44.35
Total Liabilities & Equity	316.99	291.31	242.53	212.96	183.08
Total Debt	160.92	152.78	156	141.35	127.13
Net Cash (Debt)	-141.49	-132.68	-143.97	-124.02	-110.48
Net Cash Per Share	-0.50	-0.47	-0.51	-0.44	-0.40
Filing Date Shares Outstanding	283.69	283.69	283.69	283.69	278.68
Total Common Shares Outstanding	283.69	283.69	283.69	283.69	278.68
Working Capital	131.36	127	109.85	106.55	110.14
Book Value Per Share	0.28	0.28	0.18	0.17	0.16
Tangible Book Value	78.97	78.82	50.45	46.97	44.35
Tangible Book Value Per Share	0.28	0.28	0.18	0.17	0.16

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.