United Finance Company SAOG (MSM:UFCI)
Oman flag Oman · Delayed Price · Currency is OMR
0.0880
0.00 (0.00%)
At close: Oct 29, 2026

MSM:UFCI Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7.877.045.925.275.285.19
Revenue Growth
19.54%18.83%12.45%-0.18%1.55%39.90%
Operating Income
3.983.492.452.111.892.32
Net Income
3.382.972.081.791.61.91
Earnings Per Share
0.010.010.010.010.000.01
EPS Growth
42.27%42.59%16.25%11.69%-16.23%146.58%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate
1.631.211.011.220.342.56
Retail
5.345.054.413.654.852.36
Total
6.976.265.424.965.244.95

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0.881.791.241.551.010.9
Total Debt
61.6459.1746.5743.4136.2127.95
Net Cash (Debt)
-60.76-57.39-45.33-41.86-35.2-27.05
Net Cash Growth
------
Net Cash Per Share
-0.17-0.16-0.13-0.12-0.10-0.08

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-10.5-16.44-3.62-8.23-6.378.95
Capital Expenditures
-0.09-0.1-0.16-0.13-0.08-0.04
Free Cash Flow
-10.58-16.54-3.78-8.36-6.458.92
Free Cash Flow Growth
------21.96%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
50.61%49.62%41.35%40.00%35.76%44.65%
Pretax Margin
50.61%49.62%41.35%40.00%35.76%44.65%
Profit Margin
43.02%42.18%35.15%34.00%30.39%36.84%
FCF Margin
-134.50%-235.00%-63.78%-158.82%-122.28%171.66%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0050.0050.0040.0030.0030.003
Dividend Per Share Growth
42.86%42.86%16.67%11.11%-6.90%-
Dividend Yield
5.68%7.35%6.14%5.36%4.05%5.01%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.038.169.7511.1414.8110.76
Forward PE
-12.0012.0031.0131.0121.42
P/FCF Ratio
-----2.31
PS Ratio
3.923.443.433.794.503.97