United Finance Company SAOG (MSM:UFCI)

MSM:UFCI Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2.09	1.24	1.55	1.01	0.9	0.1
Long-Term Investments	0.83	0.83	0.71	-	-	-
Loans & Lease Receivables	113.19	104.81	97.85	88.24	80.3	85.32
Other Receivables	0	0	0	0.02	0	0.07
Property, Plant & Equipment	2.32	2.34	2.33	2.31	2.33	2.39
Restricted Cash	0.25	0.25	0.25	0.25	0.25	0.25
Other Current Assets	1.66	1.13	1.06	1.17	0.66	0.62
Long-Term Deferred Tax Assets	-	-	0.02	0.02	0.02	0.02
Total Assets	120.34	110.6	103.78	93.01	84.46	88.77
Interest Bearing Deposits	16.8	7.75	6.56	3.35	4	4
Total Deposits	16.8	7.75	6.56	3.35	4	4
Accounts Payable	4.25	3.65	2.65	3.48	3.22	2.86
Accrued Expenses	2.04	0.6	0.3	0.38	0.42	-
Short-Term Debt	-	26.5	24.58	20.35	18	14.5
Current Portion of Long-Term Debt	31.68	11.46	9.1	9.41	9.87	16.48
Long-Term Debt	15	8.52	9.74	6.44	0.08	5.08
Current Income Taxes Payable	0.22	0.38	0.33	0.3	0.36	0.09
Long-Term Deferred Tax Liabilities	0.02	0.02	-	-	-	-
Pension & Post-Retirement Benefits	0.25	0.26	0.27	0.32	0.31	0.34
Other Long-Term Liabilities	1.4	1.49	1.39	0.92	0.87	-
Total Liabilities	71.67	60.64	54.91	44.96	37.13	43.35
Common Stock	35.61	35.61	35.61	34.91	34.91	34.91
Additional Paid-In Capital	-	-	-	0.53	0.53	0.53
Retained Earnings	12.83	14.11	13.1	12.44	11.88	9.68
Comprehensive Income & Other	0.24	0.24	0.16	0.17	-	0.29
Shareholders' Equity	48.68	49.96	48.87	48.05	47.33	45.41
Total Liabilities & Equity	120.34	110.6	103.78	93.01	84.46	88.77
Total Debt	46.68	46.49	43.41	36.21	27.95	36.07
Net Cash (Debt)	-44.59	-45.25	-41.86	-35.2	-27.05	-35.97
Net Cash Per Share	-0.13	-0.13	-0.12	-0.10	-0.08	-0.10
Filing Date Shares Outstanding	356.13	356.13	356.13	356.13	356.13	356.13
Total Common Shares Outstanding	356.13	356.13	356.13	356.13	356.13	356.13
Working Capital	62.2	57.08	57.2	53.42	46.24	48.43
Book Value Per Share	0.14	0.14	0.14	0.13	0.13	0.13
Tangible Book Value	48.68	49.96	48.87	48.05	47.33	45.41
Tangible Book Value Per Share	0.14	0.14	0.14	0.13	0.13	0.13

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.