MUSE:AEIB.N0004 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,165	3,060	2,483	1,391	1,007
Interest Income on Investments	19.73	15.16	5.87	-	-
Total Interest Income	3,185	3,075	2,489	1,391	1,007
Interest Paid on Deposits	1,274	1,264	1,045	474.85	305.04
Interest Paid on Borrowings	-	-	-	5.38	-1.33
Total Interest Expense	1,274	1,264	1,045	480.23	303.71
Net Interest Income	1,911	1,811	1,444	910.3	703.34
Net Interest Income Growth (YoY)	5.50%	25.40%	58.67%	29.43%	22.29%
Income From Trading Activities	2.7	-	-	-	-
Other Non-Interest Income	263.73	192.66	151.07	121.02	118.12
Total Non-Interest Income	266.43	192.66	151.07	121.02	118.12
Non-Interest Income Growth (YoY)	38.29%	27.53%	24.83%	2.46%	-14.84%
Revenues Before Loan Losses	2,177	2,004	1,595	1,031	821.46
Provision for Loan Losses	614.83	641.06	576.63	373.76	233.38
Revenue	1,563	1,363	1,019	657.56	588.08
Revenue Growth (YoY)	14.65%	33.77%	54.94%	11.82%	22.42%
Salaries and Employee Benefits	159.52	136.42	128.31	99.81	88.34
Occupancy Expenses	38.25	21.3	17.13	14.03	11.6
Selling, General & Administrative	261.45	209.94	159.06	111.83	97.84
Other Non-Interest Expense	-53.52	21.69	-41.79	-23.4	14.5
Total Non-Interest Expense	405.7	389.35	262.71	202.27	212.27
EBT Excluding Unusual Items	1,157	973.53	756.1	455.29	375.81
Pretax Income	1,157	973.53	756.1	455.29	375.81
Earnings From Continuing Operations	1,157	973.53	756.1	455.29	375.81
Minority Interest in Earnings	7.88	0.3	-	-	-
Net Income	1,165	973.84	756.1	455.29	375.81
Net Income to Common	1,165	973.84	756.1	455.29	375.81
Net Income Growth	19.60%	28.80%	66.07%	21.15%	6.86%
Basic Shares Outstanding	968	937	892	754	1,375
Diluted Shares Outstanding	2,362	2,304	2,126	1,782	1,375
Shares Change (YoY)	2.56%	8.35%	19.32%	29.57%	5.10%
EPS (Basic)	1.20	1.04	0.85	0.60	0.27
EPS (Diluted)	0.49	0.42	0.36	0.26	0.27
EPS Growth	16.55%	18.82%	39.06%	-6.23%	1.58%
Dividend Per Share	-	0.143	0.104	0.079	0.074
Dividend Growth	-	37.50%	31.65%	6.76%	13.85%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.