American Funds 2070 Trgt Date Ret A (AAFJX)

Fund Assets	298.39M
Expense Ratio	0.77%
Min. Investment	$250
Turnover	7.00%
Dividend (ttm)	0.08
Dividend Yield	0.58%
Dividend Growth	n/a
Payout Frequency	Annual
Ex-Dividend Date	Dec 24, 2025

Previous Close	14.39
YTD Return	11.89%
1-Year Return	18.94%
5-Year Return	n/a
52-Week Low	12.09
52-Week High	14.57
Beta (5Y)	n/a
Holdings	17
Inception Date	May 3, 2024

About AAFJX

The American Funds 2070 Target Date Retirement Fund Class A is a diversified mutual fund designed to help investors plan for retirement around the year 2070. As a target date fund, it automatically adjusts its asset allocation over time, initially focusing on growth through equities and gradually shifting toward income generation and capital preservation as the target retirement year approaches. This dynamic "glide path" structure seeks to meet the evolving needs of investors throughout their working years and into retirement. The fund invests in a broad mix of underlying American Funds, providing exposure to domestic and international stocks, bonds, and other asset classes. Notably, it places a greater emphasis on stocks—particularly dividend-paying equities—than some comparable target date funds, aiming to manage longevity risk and support retirement income while balancing market volatility. The portfolio is actively managed by the Capital Group’s experienced investment professionals, who oversee allocations to respond to changing market conditions and participant needs. Serving as a single-fund solution for retirement saving, the American Funds 2070 Target Date Retirement Fund Class A is widely utilized in retirement plans due to its hands-off, professionally managed approach and focus on long-term financial security.

• Fund Family: Capital Group
• Category: Mixed-Asset Target 2060+
• Stock Exchange: NASDAQ
• Ticker Symbol: AAFJX
• Share Class: Class A
• Index: Index is not provided by Management Company

Performance

AAFJX had a total return of 18.94% in the past year, including dividends. Since the fund's inception, the average annual return has been 18.77%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTHHX	Fidelity	Fidelity Sustainable Target Date 2065 K6	0.29%
FTHDX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 Z	0.39%
FTHBX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 I	0.49%
FTGYX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 C	1.49%
FTHGX	Fidelity	Fidelity Sustainable Target Date 2065 K	0.39%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RFBFX	Class R-6	0.39%
FCBEX	Class F-3	0.39%
REAGX	Class R-5	0.44%
FBAJX	Class F-2	0.46%

Top 10 Holdings

80.68% of assets

Name	Symbol	Weight
American Funds SMALLCAP World R-6	RLLGX	10.11%
American Funds New Perspective R-6	RNPGX	9.97%
American Funds Fundamental Invs R-6	RFNGX	8.96%
American Funds Cptl Wld Gr&Inc R-6	RWIGX	8.35%
American Funds New World R-6	RNWGX	8.29%
American Funds Washington Mutual R-6	RWMGX	7.96%
American Funds Growth Fd of Amer R-6	RGAGX	7.32%
American Funds AMCAP R-6	RAFGX	6.95%
American Funds Invmt Co of Amer R-6	RICGX	6.95%
American Funds American Mutual R-6	RMFGX	5.81%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 24, 2025	$0.2174	Dec 26, 2025
Dec 26, 2024	$0.0698	Dec 27, 2024

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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