About AAFTX
American Funds 2035 Target Date Retirement Fund Class A is a diversified mutual fund designed to help individuals save for retirement by offering a professionally managed, all-in-one investment solution. The fund uses a target-date strategy, tailoring its mix of assets—primarily stocks, bonds, and cash equivalents—to align with the assumed retirement year of 2035. Early in its lifecycle, the fund emphasizes growth through a larger allocation to equities, then gradually shifts toward a more conservative mix focused on income and capital preservation as 2035 approaches. This adjustment, known as the glide path, helps balance growth potential with risk reduction over time. The fund invests across a broad range of underlying American Funds, covering sectors such as information technology, health care, industrials, and both U.S. and international fixed income markets. Managed by Capital Research and Management Company, one of the nation’s oldest investment management firms, the fund currently holds billions in assets and hundreds of securities, reflecting significant investor trust and broad market exposure. Its structure makes it suitable for retirement savers seeking simplicity, professional oversight, and an evolving investment approach as they move toward and through retirement years.
Fund Family Capital Group
Category Target-Date 2035
Performance Rating High
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol AAFTX
Share Class Class A
Index S&P Target Date 2035 TR
AAFTX had a total return of 14.37% in the past year, including dividends.
Since the fund's inception, the average annual return has been 7.92%.
