American Century One Choice 2040 I (ARDSX)

Fund Assets	1.13B
Expense Ratio	0.663%
Min. Investment	$5,000,000
Turnover	12.00%
Dividend (ttm)	0.42
Dividend Yield	2.99%
Dividend Growth	16.71%
Payout Frequency	Annual
Ex-Dividend Date	Dec 19, 2025

Previous Close	14.07
YTD Return	5.03%
1-Year Return	7.25%
5-Year Return	28.02%
52-Week Low	12.91
52-Week High	15.14
Beta (5Y)	0.70
Holdings	23
Inception Date	May 30, 2008

About ARDSX

American Century Investments One Choice 2040 Portfolio I Class is a target-date mutual fund designed primarily for investors planning to retire around the year 2040. Structured as a fund of funds, it allocates assets across a diversified mix of underlying American Century mutual funds, encompassing a variety of asset classes and investment styles. The fund’s strategy actively adjusts its allocation over time: it begins with a higher weighting in equities to pursue growth but gradually shifts toward a more conservative mix, increasing exposure to bonds and cash equivalents as the target retirement year approaches. This glide path seeks to balance the potential for capital appreciation with risk management over an investor’s lifecycle. The portfolio’s holdings span U.S. and international equities, fixed income, and other asset types, offering broad market exposure while aiming to smooth out market volatility. The fund is tailored for long-term retirement goals and plays a significant role in retirement planning by providing a managed, age-appropriate investment allocation for those targeting retirement around 2040.

• Fund Family: American Century Investments
• Category: Target-Date 2040
• Performance Rating: Low
• Risk Rating: Low
• Stock Exchange: Nasdaq
• Ticker Symbol: ARDSX
• Share Class: I Class
• Index: S&P Target Date To 2040 TR

Performance

ARDSX had a total return of 7.25% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.85%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
ARDUX	R6 Class	0.50%
ARDVX	Investor Class	0.85%
ARDMX	A Class	1.10%
ARDRX	R Class	1.35%

Top 10 Holdings

75.20% of assets

Name	Symbol	Weight
American Century Diversified Bond G	ACDOX	16.96%
American Century Large Cap Equity G	AFEGX	9.67%
American Century Focused Lg Cap Val G	ACFLX	9.65%
American Century Global Bond G	AGBGX	8.60%
American Century International Gr G	ACAEX	6.96%
American Century Growth G	ACIHX	5.63%
American Century International Value G	ACAFX	5.26%
American Century Mid Cap Value G	ACIPX	4.29%
American Century High Income G	ACHFX	4.23%
American Century Inflation-Adjs Bond G	AINGX	3.96%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 19, 2025	$1.7782	Dec 19, 2025
Dec 20, 2024	$0.7701	Dec 20, 2024
Dec 21, 2023	$0.3202	Dec 21, 2023
Dec 28, 2022	$0.7508	Dec 28, 2022
Dec 28, 2021	$1.2359	Dec 28, 2021
Dec 29, 2020	$0.9379	Dec 29, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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