About ARFDX
American Century Investments One Choice 2050 Portfolio C Class is a target-date mutual fund designed to help investors prepare for retirement around the year 2050. As a fund of funds, it invests in a diversified mix of underlying American Century mutual funds, encompassing equities, fixed income, and cash equivalents. The asset allocation of the portfolio is actively managed, shifting from a growth-oriented mix heavy on stocks in its early years to a more conservative allocation favoring bonds and short-term investments as the target retirement date approaches. This gradual adjustment aims to balance long-term growth potential with increased risk management as investors near retirement.
The fund’s strategy is constructed to align with typical retirement planning timelines, making it a popular choice for participants in employer-sponsored retirement plans seeking a streamlined, professionally managed solution. By incorporating domestic and international equities, as well as fixed income and alternative assets, the portfolio offers broad market exposure and risk diversification. The C Class share structure is designed for retirement plan investors, often featuring different fee arrangements compared to other share classes. Overall, the fund plays a significant role in the retirement planning sector, facilitating disciplined, automated asset allocation throughout an investor’s career.
Fund Family American Century Investments
Category Target-Date 2050
Performance Rating Low
Risk Rating Low
Stock Exchange NASDAQ
Ticker Symbol ARFDX
Share Class C Class
Index S&P Target Date To 2050 TR
ARFDX had a total return of 11.99% in the past year, including dividends. Since the fund's
inception, the average annual return has been 8.35%.
