About ARGHX
American Century One Choice 2060 Portfolio C is a target-date mutual fund specifically structured for investors who plan to retire around the year 2060. As a target-date fund, its core objective is to seek the highest total return that aligns with the evolving asset mix appropriate for the anticipated retirement date. The fund's portfolio is actively managed, beginning with a growth-oriented allocation that is heavily weighted toward equities to maximize capital appreciation in the early years. Over time, the investment mix is gradually shifted to become more conservative, increasing allocations to fixed income and cash equivalents as the target retirement date approaches, thereby aiming to reduce risk for investors nearing retirement.
This fund primarily serves participants in employer-sponsored retirement plans, providing a diversified investment solution through exposure to a broad range of asset classes. Its asset allocation is designed to address both growth and capital preservation needs as investors move through different stages of their retirement planning timeline. The fund’s glide path—one of the flattest in the industry—starts with approximately 85% equity exposure, which is somewhat lower than the category average, and becomes progressively more conservative over time. By retirement, its allocation is designed to support gradual withdrawals, reflecting a balance between stocks, bonds, and cash. This structure makes the fund a significant option for long-term retirement savers who prefer a managed, age-appropriate investment vehicle.
Fund Family American Century Investments
Category Target-Date 2060+
Performance Rating Low
Risk Rating Low
Stock Exchange Nasdaq
Ticker Symbol ARGHX
Share Class C Class
Index S&P Target Date To 2060 TR USD
ARGHX had a total return of 9.51% in the past year, including dividends. Since the fund's
inception, the average annual return has been 8.59%.
