Commerce Shrt-Term Government Instl (CFSTX)

Fund Assets	4.15M
Expense Ratio	0.674%
Min. Investment	$1,000
Turnover	n/a
Dividend (ttm)	0.87
Dividend Yield	5.56%
Dividend Growth	166.46%
Payout Frequency	n/a
Ex-Dividend Date	Aug 31, 2026

Previous Close	15.73
YTD Return	0.07%
1-Year Return	1.41%
5-Year Return	4.69%
52-Week Low	15.73
52-Week High	16.58
Beta (5Y)	0.07
Holdings	22
Inception Date	Dec 12, 1994

About CFSTX

Commerce Short-Term Government Fund is an actively managed mutual fund focused on generating current income while emphasizing preservation of principal. The fund primarily invests in U.S. government securities and government mortgage‑backed securities, positioning its portfolio in the short end of the yield curve to moderate interest‑rate sensitivity. Managed by a dedicated fixed income team, it pursues a conservative profile with a low-to-moderate risk posture typical of short-duration government strategies. The fund typically maintains substantial exposure to obligations issued or guaranteed by the U.S. Treasury and federal agencies, complemented by agency mortgage-backed pass-throughs that can enhance income while keeping credit risk constrained. With an inception dating back to 1994, it serves investors seeking a core defensive bond allocation for liquidity management, cash segmentation, or ballast within diversified portfolios. Key portfolio characteristics such as effective duration and sector mix are managed to align with its income-and-stability objective, with holdings that may include Treasury notes, bills, and high-quality government money market instruments. The fund’s role in the market centers on delivering steady income and capital stability across changing rate environments through high-quality government exposure.

• Fund Family: Commerce Funds
• Category: Short Government
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: CFSTX
• Share Class: Shares
• Index: Bloomberg 1-5 Y Government TR

Performance

CFSTX had a total return of 1.41% in the past year, including dividends. Since the fund's inception, the average annual return has been 2.40%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
VSGBX	Vanguard	Vanguard Short-Term Government Securities Active Fund Investor Shares	0.21%

Top 10 Holdings

76.60% of assets

Name	Symbol	Weight
United States Treasury Notes 4.125%	T.4.125 06.15.29	13.02%
United States Treasury Notes 3.875%	T.3.875 12.31.29	12.04%
United States Treasury Notes 3.75%	T.3.75 04.30.28	11.67%
United States Treasury Notes 2.625%	T.2.625 07.31.29	10.38%
State Street Instl US Govt MMkt Premier	GVMXX	8.00%
United States Treasury Notes 3.875%	T.3.875 05.15.29	6.25%
United States Treasury Notes 0.5%	T.0.5 05.31.27	4.63%
United States Treasury Notes 1.75%	T.1.75 12.31.26	4.26%
United States Treasury Notes 2.375%	T.2.375 03.31.29	3.32%
United States Treasury Notes 3.875%	T.3.875 09.30.29	3.01%

Dividend History

Ex-Dividend	Amount	Pay Date
Aug 31, 2026	$0.51233	Aug 31, 2026
Jul 31, 2026	$0.03087	Jul 31, 2026
Jun 30, 2026	$0.03814	Jun 30, 2026
May 29, 2026	$0.03733	May 29, 2026
Apr 30, 2026	$0.03674	Apr 30, 2026
Mar 31, 2026	$0.03912	Mar 31, 2026

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 17, 2026

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