American Funds College 2036 Fund Class 529-C (CTDCX)
| Fund Assets | 3.34B |
| Expense Ratio | 1.49% |
| Min. Investment | $250 |
| Turnover | 9.00% |
| Dividend (ttm) | 0.86 |
| Dividend Yield | 6.19% |
| Dividend Growth | 47.03% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 13.82 |
| YTD Return | 2.22% |
| 1-Year Return | 14.26% |
| 5-Year Return | 36.07% |
| 52-Week Low | 10.84 |
| 52-Week High | 13.91 |
| Beta (5Y) | n/a |
| Holdings | 23 |
| Inception Date | Feb 23, 2018 |
About CTDCX
American Funds College 2036 Fund 529-C is a target-date mutual fund designed specifically to help families save for future higher education expenses, with an investment strategy focused on the year 2036 as the anticipated start date for college withdrawals. The fund follows a glide path approach, meaning its asset allocation shifts over time to become more conservative as the target year approaches. Initially, it allocates a significant portion to U.S. and non-U.S. equities, providing growth potential, but gradually increases exposure to U.S. and non-U.S. bonds, as well as cash equivalents, to emphasize income generation and capital preservation closer to 2036. As of the latest holdings, the portfolio consists of approximately 49% U.S. equities, 16% non-U.S. equities, 27% U.S. bonds, and a small allocation to non-U.S. bonds and cash. The fund covers a wide range of sectors including information technology, financials, industrials, and healthcare. Managed by Capital Group, this fund plays a critical role in 529 college savings plans, offering a diversified, professionally managed solution that automatically adjusts risk based on the beneficiary’s expected college enrollment date.
Performance
CTDCX had a total return of 14.26% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.59%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFFX | Fidelity | Fidelity Advisor Freedom 2040 Fund - Class M | 1.24% |
| FCFFX | Fidelity | Fidelity Advisor Freedom 2040 Fund - Class C | 1.74% |
| FAFFX | Fidelity | Fidelity Advisor Freedom 2040 Fund - Class A | 0.99% |
| FIJPX | Fidelity | Fidelity Advisor Freedom 2040 Fund - Class Z | 0.64% |
| FIFFX | Fidelity | Fidelity Advisor Freedom 2040 Fund - Class I | 0.74% |
Top 10 Holdings
72.05% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 13.35% |
| American Funds Capital World Growth and Income Fund® Class R-6 | RWIGX | 8.38% |
| American Funds Investment Company of America® Class R-6 | RICGX | 7.57% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 7.56% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 7.02% |
| American Funds Multi-Sector Income R-6 | RMDUX | 7.01% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 6.56% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 5.89% |
| American Funds Fundamental Investors® Class R-6 | RFNGX | 5.41% |
| American Funds Mortgage Fund® Class R-6 | RMAGX | 3.31% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.8563 | Dec 24, 2025 |
| Dec 23, 2024 | $0.5824 | Dec 24, 2024 |
| Dec 21, 2023 | $0.1215 | Dec 22, 2023 |
| Dec 22, 2022 | $0.3888 | Dec 23, 2022 |
| Dec 22, 2021 | $0.9253 | Dec 23, 2021 |
| Dec 22, 2020 | $0.4804 | Dec 23, 2020 |