About CTDCX
American Funds College 2036 Fund 529-C is a target-date mutual fund designed specifically to help families save for future higher education expenses, with an investment strategy focused on the year 2036 as the anticipated start date for college withdrawals. The fund follows a glide path approach, meaning its asset allocation shifts over time to become more conservative as the target year approaches. Initially, it allocates a significant portion to U.S. and non-U.S. equities, providing growth potential, but gradually increases exposure to U.S. and non-U.S. bonds, as well as cash equivalents, to emphasize income generation and capital preservation closer to 2036. As of the latest holdings, the portfolio consists of approximately 49% U.S. equities, 16% non-U.S. equities, 27% U.S. bonds, and a small allocation to non-U.S. bonds and cash. The fund covers a wide range of sectors including information technology, financials, industrials, and healthcare. Managed by Capital Group, this fund plays a critical role in 529 college savings plans, offering a diversified, professionally managed solution that automatically adjusts risk based on the beneficiary’s expected college enrollment date.
Fund Family Capital Group
Category Mixed-Asset Target 2040
Performance Rating Average
Risk Rating Below Average
Stock Exchange Nasdaq
Ticker Symbol CTDCX
Share Class Class 529-c
Index S&P 500 TR
CTDCX had a total return of 6.99% in the past year, including dividends. Since the fund's
inception, the average annual return has been 7.46%.
