American Funds College 2030 Fund Class 529-A (CTHAX)
| Fund Assets | 4.83B |
| Expense Ratio | 0.68% |
| Min. Investment | $250 |
| Turnover | 10.00% |
| Dividend (ttm) | 0.76 |
| Dividend Yield | 5.24% |
| Dividend Growth | 48.94% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 14.56 |
| YTD Return | 2.03% |
| 1-Year Return | 11.31% |
| 5-Year Return | 25.71% |
| 52-Week Low | 12.63 |
| 52-Week High | 14.59 |
| Beta (5Y) | 0.47 |
| Holdings | 15 |
| Inception Date | Sep 14, 2012 |
About CTHAX
American Funds College 2030 Fund Class 529-A is an age-based 529 plan portfolio designed to support education savings as a beneficiary approaches the 2030 enrollment window. The fund seeks a blend of growth, income, and capital preservation, allocating across underlying American Funds strategies spanning U.S. and non-U.S. equities, investment-grade and high-yield bonds, mortgages, and balanced mandates to moderate risk as college nears. As part of its glide path, the fund increasingly emphasizes fixed income and capital preservation over time, shifting from equity-oriented growth toward bond and income exposures. Its underlying holdings are primarily R-6 share classes of American Funds, providing diversified access to core bond, strategic bond, mortgage, income, balanced, and large-cap equity strategies within a single vehicle. Positioned in the moderately conservative allocation category, the portfolio targets lower volatility consistent with a 30%–50% strategic equity range typical for this cohort. The structure offers a streamlined solution for families seeking professional asset allocation, periodic rebalancing, and broad diversification aligned with a 2030 college start date.
Performance
CTHAX had a total return of 11.31% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.82%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class K6 | 0.37% |
| FFFEX | Fidelity | Fidelity Freedom 2030 Fund | 0.65% |
Top 10 Holdings
92.68% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 19.00% |
| American Funds Mortgage Fund® Class R-6 | RMAGX | 13.34% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 12.00% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 10.00% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 10.00% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 7.01% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 6.33% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 5.67% |
| American Funds Multi-Sector Income R-6 | RMDUX | 5.67% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 3.66% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.7642 | Dec 24, 2025 |
| Dec 23, 2024 | $0.5131 | Dec 24, 2024 |
| Dec 21, 2023 | $0.3745 | Dec 22, 2023 |
| Dec 22, 2022 | $0.4799 | Dec 23, 2022 |
| Dec 22, 2021 | $1.7321 | Dec 23, 2021 |
| Dec 22, 2020 | $0.8108 | Dec 23, 2020 |