About CTHAX
American Funds College 2030 Fund Class 529-A is an age-based 529 plan portfolio designed to support education savings as a beneficiary approaches the 2030 enrollment window. The fund seeks a blend of growth, income, and capital preservation, allocating across underlying American Funds strategies spanning U.S. and non-U.S. equities, investment-grade and high-yield bonds, mortgages, and balanced mandates to moderate risk as college nears. As part of its glide path, the fund increasingly emphasizes fixed income and capital preservation over time, shifting from equity-oriented growth toward bond and income exposures. Its underlying holdings are primarily R-6 share classes of American Funds, providing diversified access to core bond, strategic bond, mortgage, income, balanced, and large-cap equity strategies within a single vehicle. Positioned in the moderately conservative allocation category, the portfolio targets lower volatility consistent with a 30%–50% strategic equity range typical for this cohort. The structure offers a streamlined solution for families seeking professional asset allocation, periodic rebalancing, and broad diversification aligned with a 2030 college start date.
Fund Family Capital Group
Category Mix-Asst Targ 2030
Performance Rating High
Risk Rating Average
Stock Exchange Nasdaq
Ticker Symbol CTHAX
Share Class Class 529-a
Index S&P 500 TR
CTHAX had a total return of 2.53% in the past year, including dividends. Since the fund's
inception, the average annual return has been 6.79%.
