American Funds College 2030 529-F-3 (FTFCX)

Fund Assets	4.83B
Expense Ratio	0.35%
Min. Investment	$250
Turnover	10.00%
Dividend (ttm)	0.49
Dividend Yield	3.52%
Dividend Growth	6.81%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	13.95
YTD Return	1.38%
1-Year Return	2.91%
5-Year Return	23.07%
52-Week Low	13.58
52-Week High	14.55
Beta (5Y)	n/a
Holdings	15
Inception Date	Oct 30, 2020

About FTFCX

American Funds College 2030 Fund 529-F-3 is a target-date mutual fund designed for education savings within approximately the 2028–2030 enrollment window. It pursues a blend of growth, income, and capital preservation that shifts over time, allocating more to fixed income and equity-income strategies as the target date approaches. The portfolio invests exclusively in underlying American Funds across equity, balanced, and bond categories, providing diversified exposure to U.S. and non-U.S. stocks and a substantial core of U.S. and global bonds. Recent asset mix data for this series indicates a majority allocation to fixed income with a smaller equity sleeve, reflecting its late-stage glide path toward stability and downside mitigation. The fund distributes income annually and maintains a relatively low minimum initial investment, aiming to simplify college savings through a single, age-aligned vehicle. It is part of the broader American Funds College Target Date Series, which follows a structured glide path and merges into an enrollment-focused option at the target date to emphasize capital preservation during the tuition-spending years.

• Fund Family: Capital Group
• Category: Mix-Asst Targ 2030
• Performance Rating: Above Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: FTFCX
• Share Class: Class 529-f-3
• Index: S&P 500 TR

Performance

FTFCX had a total return of 2.91% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.08%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTFEX	Fidelity	Fidelity Advisor Freedom 2030 M	1.12%
FIJNX	Fidelity	Fidelity Advisor Freedom 2030 Z	0.57%
FAFEX	Fidelity	Fidelity Advisor Freedom 2030 A	0.86%
FDGLX	Fidelity	Fidelity Advisor Freedom 2030 K6	0.34%
FFFEX	Fidelity	Fidelity Freedom 2030 Fund	0.59%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FDFCX	Class 529-f-2	0.41%
CTHAX	Class 529-a	0.68%
CTHFX	Class 529-f-1	0.72%
CTHEX	Class 529-e	0.91%

Top 10 Holdings

94.09% of assets

Name	Symbol	Weight
American Fds Itmt Bd Fd of Amer R-6	RBOGX	22.09%
American Funds Mortgage R-6	RMAGX	13.94%
American Funds Bond Fund of Amer R-6	RBFGX	11.50%
American Funds American Mutual R-6	RMFGX	10.27%
American Funds Strategic Bond R-6	RANGX	9.86%
American Funds American Balanced R-6	RLBGX	7.06%
American Funds Income Fd of Amer R-6	RIDGX	5.69%
American Funds American High-Inc R-6	RITGX	5.34%
American Funds Multi-Sector Inc R-6	RMDUX	5.34%
American Funds Washington Mutual R-6	RWMGX	2.99%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$0.8059	Dec 24, 2025
Dec 23, 2024	$0.5459	Dec 24, 2024
Dec 21, 2023	$0.4154	Dec 22, 2023
Dec 22, 2022	$0.5196	Dec 23, 2022
Dec 22, 2021	$1.7788	Dec 23, 2021
Dec 22, 2020	$0.8615	Dec 23, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

Data Sources Report a data error