American Funds College 2030 Fund Class 529F1 (CTHFX)
| Fund Assets | 4.83B |
| Expense Ratio | 0.72% |
| Min. Investment | $250 |
| Turnover | 10.00% |
| Dividend (ttm) | 0.79 |
| Dividend Yield | 5.59% |
| Dividend Growth | 47.22% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 14.12 |
| YTD Return | 2.24% |
| 1-Year Return | 11.98% |
| 5-Year Return | 28.47% |
| 52-Week Low | 12.20 |
| 52-Week High | 14.15 |
| Beta (5Y) | n/a |
| Holdings | 15 |
| Inception Date | Sep 14, 2012 |
About CTHFX
American Funds College 2030 Fund (Class 529-F-1) is a target‑date mutual fund within the American Funds College Target Date Series, built for education savers anticipating enrollment around 2028–2030. The fund’s primary purpose is to streamline college saving by offering a single, diversified portfolio that automatically adjusts its mix of underlying American Funds as the enrollment date approaches. According to Capital Group, the series follows a glide path that gradually shifts from growth‑oriented equities toward fixed income, equity‑income, and balanced strategies to emphasize income and capital preservation nearer college entry, ultimately merging into the College Enrollment Fund at the target date. The portfolio spans U.S. and non‑U.S. stocks, U.S. and non‑U.S. bonds, and cash equivalents, with a majority allocation to fixed income at this stage of the glide path. Managed by a seasoned investment team, the fund targets growth, income, and preservation of capital to varying degrees over time, aiming to reduce risk as tuition draws near.
Performance
CTHFX had a total return of 11.98% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.71%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class K6 | 0.37% |
| FFFEX | Fidelity | Fidelity Freedom 2030 Fund | 0.65% |
Top 10 Holdings
92.68% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 19.00% |
| American Funds Mortgage Fund® Class R-6 | RMAGX | 13.34% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 12.00% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 10.00% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 10.00% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 7.01% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 6.33% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 5.67% |
| American Funds Multi-Sector Income R-6 | RMDUX | 5.67% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 3.66% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.7916 | Dec 24, 2025 |
| Dec 23, 2024 | $0.5377 | Dec 24, 2024 |
| Dec 21, 2023 | $0.4022 | Dec 22, 2023 |
| Dec 22, 2022 | $0.5034 | Dec 23, 2022 |
| Dec 22, 2021 | $1.7513 | Dec 23, 2021 |
| Dec 22, 2020 | $0.858 | Dec 23, 2020 |