About DITFX
The American Funds 2050 Target Date Retirement Fund Class F-3 is a target-date mutual fund designed to help investors save for retirement with an anticipated retirement year near 2050. The fund’s central purpose is to provide a diversified investment solution that automatically adjusts its asset allocation over time. Initially, it emphasizes growth through a substantial allocation to U.S. and non-U.S. equities, with recent allocations comprising approximately 60.7% in U.S. equities and 25.2% in non-U.S. equities. As the target date approaches, the fund gradually shifts its focus toward income generation and capital preservation by increasing investments in fixed income securities and balanced funds, following a preset glide path.
With holdings spread across thousands of companies and issuers, the fund covers major sectors such as information technology, industrials, financials, health care, and consumer discretionary. This broad exposure is designed to balance total return and mitigate risk. Managed by Capital Group’s experienced investment professionals, the fund serves as a comprehensive, long-term retirement planning solution that evolves to meet the changing needs of investors as they near, and move into, retirement.
Fund Family Capital Group
Category Target-Date 2050
Performance Rating Average
Risk Rating Below Average
Stock Exchange Nasdaq
Ticker Symbol DITFX
Share Class Class F-3
Index S&P Target Date 2050 TR
DITFX had a total return of 13.25% in the past year, including dividends. Since the fund's
inception, the average annual return has been 11.79%.
