American Funds 2020 Target Date Retirement Income Fund Class F-1 (FAOTX)

Fund Assets	13.22B
Expense Ratio	0.64%
Min. Investment	$250
Turnover	n/a
Dividend (ttm)	0.35
Dividend Yield	2.38%
Dividend Growth	-5.97%
Payout Frequency	Annual
Ex-Dividend Date	Dec 24, 2025

Previous Close	14.55
YTD Return	3.42%
1-Year Return	5.35%
5-Year Return	28.96%
52-Week Low	13.79
52-Week High	15.15
Beta (5Y)	0.43
Holdings	22
Inception Date	Feb 1, 2007

About FAOTX

This investment vehicle aims for capital appreciation, income generation, and the preservation of principal. The fund's strategy involves allocating its assets across a diverse array of underlying American Funds, with specific combinations and weightings determined by the advisor to meet these objectives. These underlying holdings encompass various investment categories, including growth, growth-and-income, equity-income, balanced, and fixed income funds, each designed with distinct goals. A key feature is the increased allocation towards fixed income, equity-income, and balanced funds as the fund advances beyond its designated target retirement year.

• Category: Target-Date 2020
• Stock Exchange: Nasdaq
• Ticker Symbol: FAOTX
• Share Class: Class F-1
• Index: S&P Target Date 2020 TR

Performance

FAOTX had a total return of 5.35% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.21%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RRCTX	Class R-6	0.30%
FCCTX	Class F-3	0.30%
RECTX	Class R-5	0.35%
FBCTX	Class F-2	0.38%

Top 10 Holdings

70.86% of assets

Name	Symbol	Weight
American Funds Income Fd of Amer R-6	RIDGX	12.24%
American Funds Bond Fund of Amer R-6	RBFGX	8.63%
American Funds American Balanced R-6	RLBGX	7.70%
American Funds Inflation Lnkd Bd R-6	RILFX	7.31%
American Fds Itmt Bd Fd of Amer R-6	RBOGX	6.90%
American Funds Capital Inc Bldr R-6	RIRGX	6.38%
American Funds American Mutual R-6	RMFGX	6.01%
American Funds Mortgage R-6	RMAGX	5.99%
American Funds Cptl Wld Gr&Inc R-6	RWIGX	5.00%
American Funds Washington Mutual R-6	RWMGX	4.71%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 24, 2025	$1.0998	Dec 26, 2025
Dec 26, 2024	$0.689	Dec 27, 2024
Dec 22, 2023	$0.4201	Dec 26, 2023
Dec 23, 2022	$0.4747	Dec 27, 2022
Dec 27, 2021	$0.8909	Dec 28, 2021
Dec 28, 2020	$0.5801	Dec 29, 2020

Data Sources: Tiingo, Financial Modeling Prep, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Financial Modeling Prep. Several fund data points are also provided by Finnhub.

Last checked:

Oct 15, 2026

Data Sources Report a data error