About FCETX
American Funds 2030 Target Date Retirement Fund® Class F-3 is a target-date mutual fund designed for individuals planning to retire around the year 2030. The fund’s primary purpose is to provide a streamlined retirement saving solution by automatically adjusting its asset allocation as the target retirement date approaches. Initially focused on growth through a higher allocation to equities, the portfolio gradually shifts toward income and capital preservation by increasing its holdings in fixed income, equity-income, and balanced funds over time.
This fund invests across a diversified range of American Funds, encompassing U.S. and international equities, as well as U.S. and non-U.S. bonds. As of mid-2025, the approximate allocation included 41.5% U.S. equities, 14.5% non-U.S. equities, 35.2% U.S. bonds, and 4.2% non-U.S. bonds, with exposure to major sectors such as information technology, financials, and health care. The portfolio management is handled by Capital Research and Management Company, leveraging decades of experience and a long-term perspective. With a competitive expense ratio and a history of annual dividends, this fund serves as a convenient, professionally managed investment vehicle tailored for retirement planning.
Fund Family Capital Group
Category Target-Date 2030
Performance Rating High
Risk Rating Below Average
Stock Exchange Nasdaq
Ticker Symbol FCETX
Share Class Class F-3
Index S&P Target Date 2030 TR
FCETX had a total return of 6.78% in the past year, including dividends. Since the fund's
inception, the average annual return has been 8.88%.
