About FCQTX
American Funds 2065 Target Date Retirement Fund F-3 is a mutual fund designed to simplify retirement investing by providing a diversified, professionally managed portfolio tailored for individuals planning to retire around the year 2065. As part of the American Funds Target Date Retirement Series, this fund automatically adjusts its asset allocation over time: it invests more heavily in equities during the early years to seek growth, then gradually shifts toward fixed income and equity-income investments as the target retirement date approaches, emphasizing income and capital conservation in later years. This dynamic allocation, known as a "glide path," aims to balance total return potential with stability as investors move toward and through retirement. The portfolio covers a broad range of sectors, with significant exposure to information technology, industrials, financials, and consumer discretionary, reflecting a commitment to diversification. Managed by Capital Research and Management Company, the fund leverages the expertise and fundamental research of one of the industry’s oldest and largest investment management firms, offering investors a comprehensive solution to retirement planning in a single investment vehicle.
Fund Family Capital Group
Category Target-Date 2065+
Performance Rating Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol FCQTX
Share Class Class F-3
Index S&P Target Date 2065+ TR
FCQTX had a total return of 18.70% in the past year, including dividends. Since the fund's
inception, the average annual return has been 16.33%.
