American Funds College 2030 529-F-2 (FDFCX)
| Fund Assets | 4.83B |
| Expense Ratio | 0.41% |
| Min. Investment | $250 |
| Turnover | 10.00% |
| Dividend (ttm) | 0.80 |
| Dividend Yield | 5.70% |
| Dividend Growth | 45.90% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 14.03 |
| YTD Return | 2.26% |
| 1-Year Return | 12.05% |
| 5-Year Return | 28.99% |
| 52-Week Low | 12.11 |
| 52-Week High | 14.06 |
| Beta (5Y) | n/a |
| Holdings | 15 |
| Inception Date | Oct 30, 2020 |
About FDFCX
American Funds College 2030 529-F-2 is a target-date mutual fund designed for education savings within 529 plans. It pursues a blend of growth, income, and capital preservation that shifts over time as the 2030 target year approaches, using a diversified mix of underlying American Funds across equity, balanced, and fixed income strategies. The portfolio is implemented through allocations to multiple affiliated funds, including core bond, mortgage-backed, strategic bond, high-income, balanced, and large-cap equity mandates, offering broad exposure to U.S. and global markets and a measured glide path toward lower risk as the beneficiary nears college age. The fund employs a fund-of-funds structure, seeking risk control through multi-asset diversification and active management across interest-rate, credit, and equity factors. It carries an expense profile aligned with its share class and maintains periodic distributions typical of multi-asset portfolios. By centralizing allocation and rebalancing, American Funds College 2030 529-F-2 serves as a turnkey option for families aiming to coordinate market participation with a time-specific education funding objective within a tax-advantaged framework.
Performance
FDFCX had a total return of 12.05% in the past year, including dividends. Since the fund's inception, the average annual return has been 14.31%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class K6 | 0.37% |
| FFFEX | Fidelity | Fidelity Freedom 2030 Fund | 0.65% |
Top 10 Holdings
92.68% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 19.00% |
| American Funds Mortgage Fund® Class R-6 | RMAGX | 13.34% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 12.00% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 10.00% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 10.00% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 7.01% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 6.33% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 5.67% |
| American Funds Multi-Sector Income R-6 | RMDUX | 5.67% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 3.66% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.801 | Dec 24, 2025 |
| Dec 23, 2024 | $0.549 | Dec 24, 2024 |
| Dec 21, 2023 | $0.4096 | Dec 22, 2023 |
| Dec 22, 2022 | $0.5141 | Dec 23, 2022 |
| Dec 22, 2021 | $1.7689 | Dec 23, 2021 |
| Dec 22, 2020 | $0.8429 | Dec 23, 2020 |