About FLRFX
Franklin LifeSmart 2025 Retirement Target Fund Advisor Class is a target-date mutual fund designed to align with investors planning to retire around the year 2025. Its primary function is to manage a diversified mix of asset classes—including domestic and international equities, fixed-income securities, and cash equivalents—according to a strategy that becomes more conservative as the target date approaches. The fund's allocation adjusts dynamically, shifting from a growth-oriented stance to increased emphasis on capital preservation and income, reflecting the impending retirement needs of its shareholders.
Key features include a broad diversification across major sectors such as information technology, financials, industrials, and health care, as well as significant exposure to both U.S. and global markets. The fund invests heavily in other Franklin Templeton funds and ETFs, which form the core of its portfolio holdings. Franklin LifeSmart 2025 Retirement Target Fund Advisor Class holds a strategic place in the retirement planning landscape, offering investors a professionally managed, all-in-one solution to manage portfolio risk as they near and enter retirement.
Fund Family Franklin Templeton Investments
Category Target-Date 2025
Performance Rating Average
Risk Rating Above Average
Stock Exchange NASDAQ
Ticker Symbol FLRFX
Share Class Advisor Class
Index MSCI AC World NR USD
FLRFX had a total return of 13.17% in the past year, including dividends. Since the fund's
inception, the average annual return has been 6.62%.
