About FLRWX
Franklin LifeSmart 2030 Retirement Target Fund is a mutual fund classified as a target-date portfolio, specifically designed for investors planning to retire around the year 2030. Its primary purpose is to provide diversified exposure across a broad mix of asset classes—including domestic equities, international stocks, fixed income, and a smaller allocation to alternative investments. The fund automatically adjusts its allocation, gradually shifting from higher-growth assets to more conservative ones as the 2030 target date approaches, following a predetermined glide path in line with typical retirement planning strategies. This dynamic allocation aims to balance growth opportunities with risk reduction as investors near retirement.
At its core, the fund incorporates a significant weighting toward large-cap U.S. equities, core bonds, and international securities, making it well diversified both geographically and across industry sectors such as information technology, financials, healthcare, and industrials. The fund's holdings are concentrated, with the top ten accounting for a substantial portion of assets, reflecting an integrated approach utilizing affiliated Franklin Templeton funds. Franklin LifeSmart 2030 Retirement Target Fund serves as a foundational investment for individuals seeking a professionally managed, single-fund solution that aligns changing risk profiles with retirement objectives over time.
Fund Family Franklin Templeton Investments
Category Target-Date 2030
Performance Rating Average
Risk Rating Average
Stock Exchange Nasdaq
Ticker Symbol FLRWX
Share Class Class R
Index MSCI AC World NR USD
FLRWX had a total return of 9.91% in the past year, including dividends. Since the fund's
inception, the average annual return has been 6.51%.
