Franklin LifeSmart Retment Inc C (FRTCX)
| Fund Assets | 46.17M |
| Expense Ratio | 1.51% |
| Min. Investment | $1,000 |
| Turnover | 38.32% |
| Dividend (ttm) | 0.46 |
| Dividend Yield | 4.25% |
| Dividend Growth | -1.04% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Aug 26, 2025 |
| Previous Close | 10.81 |
| YTD Return | 5.16% |
| 1-Year Return | 3.50% |
| 5-Year Return | 20.12% |
| 52-Week Low | 9.74 |
| 52-Week High | 10.82 |
| Beta (5Y) | n/a |
| Holdings | 15 |
| Inception Date | Aug 1, 2006 |
About FRTCX
Franklin LifeSmart Retirement Income Fund Class C is a target-date mutual fund designed for investors who are already in or approaching retirement. This fund's core objective is to provide regular monthly distributions while aiming to preserve investors' capital over the long term. Its portfolio is diversified across a blend of equity and fixed-income holdings, achieved primarily through investments in underlying Franklin Templeton funds. The fund employs an income generation strategy that may also include derivatives, supporting its managed distribution policy to deliver stable, level monthly payments for retirees. By maintaining a mix of stocks, bonds, and cash, the fund balances growth potential and income needs, reflecting its suitability for individuals seeking stability in retirement income. The fund is structured to mitigate market volatility and is tailored to meet the evolving financial requirements of retired investors, making it a notable choice for those prioritizing consistent payouts and capital preservation in their post-working years.
Performance
FRTCX had a total return of 3.50% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.15%.
Top 10 Holdings
87.34% of assets| Name | Symbol | Weight |
|---|---|---|
| Franklin U.S Core Bond ETF | FLCB | 20.00% |
| BrandywineGLOBAL - High Yield Fund | BGHSX | 10.04% |
| Franklin U.S. Treasury Bond ETF | FLGV | 9.00% |
| Franklin Investment Grade Corporate ETF | FLCO | 8.02% |
| Franklin High Yield Corporate ETF | FLHY | 7.99% |
| JPMorgan Equity Premium Income ETF | JEPI | 7.67% |
| ClearBridge Tactical Dividend Income IS | LCBDX | 7.51% |
| Franklin International Core Dividend Tilt Index Fund | DIVI | 6.92% |
| Ubs Ag London | n/a | 5.17% |
| Franklin U.S. Core Equity Advisor | FCEUX | 5.02% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Aug 26, 2025 | $0.0297 | Aug 26, 2025 |
| Jul 28, 2025 | $0.0297 | Jul 28, 2025 |
| Jun 25, 2025 | $0.0297 | Jun 25, 2025 |
| May 23, 2025 | $0.0297 | May 23, 2025 |
| Apr 25, 2025 | $0.0297 | Apr 25, 2025 |
| Mar 26, 2025 | $0.0297 | Mar 26, 2025 |