Franklin LifeSmart Retirement Income Fund Class C (FRTCX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD

11.11

-0.03 (-0.27%)

At close: Aug 26, 2026

4.22% (1Y)

Fund Assets	46.07M
Expense Ratio	1.42%
Min. Investment	$1,000
Turnover	38.32%
Dividend (ttm)	0.37
Dividend Yield	3.35%
Dividend Growth	0.50%
Payout Frequency	Monthly
Ex-Dividend Date	Aug 26, 2026

Previous Close	11.14
YTD Return	4.72%
1-Year Return	8.40%
5-Year Return	17.67%
52-Week Low	10.52
52-Week High	11.14
Beta (5Y)	0.34
Holdings	16
Inception Date	Aug 1, 2006

About FRTCX

Franklin LifeSmart Retirement Income Fund Class C is a target-date mutual fund designed for investors who are already in or approaching retirement. This fund's core objective is to provide regular monthly distributions while aiming to preserve investors' capital over the long term. Its portfolio is diversified across a blend of equity and fixed-income holdings, achieved primarily through investments in underlying Franklin Templeton funds. The fund employs an income generation strategy that may also include derivatives, supporting its managed distribution policy to deliver stable, level monthly payments for retirees. By maintaining a mix of stocks, bonds, and cash, the fund balances growth potential and income needs, reflecting its suitability for individuals seeking stability in retirement income. The fund is structured to mitigate market volatility and is tailored to meet the evolving financial requirements of retired investors, making it a notable choice for those prioritizing consistent payouts and capital preservation in their post-working years.

Fund Family Franklin Templeton Investments

Category Target-Date Retirement

Performance Rating Below Average

Risk Rating Average

Stock Exchange NASDAQ

Ticker Symbol FRTCX

Share Class Class C

Index Bloomberg Multiverse TR USD Unhedged

Performance

FRTCX had a total return of 8.40% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.38%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FLMTX	Class R6	0.37%
FLRDX	Advisor Class	0.42%
FTRAX	Class A	0.67%
FBRLX	Class R	0.92%

Top 10 Holdings

86.70% of assets

Name	Symbol	Weight
Franklin U.S Core Bond ETF	FLCB	18.57%
BrandywineGLOBAL - High Yield Fund	BGHSX	9.84%
Franklin U.S. Treasury Bond ETF	FLGV	8.30%
ClearBridge Tactical Dividend Income IS	LCBDX	8.10%
Franklin International Core Dividend Tilt Index Fund	DIVI	8.08%
Franklin High Yield Corporate ETF	FLHY	7.48%
Franklin Investment Grade Corporate ETF	FLCO	7.38%
JPMorgan Equity Premium Income ETF	JEPI	7.37%
Ubs Ag London 0%	n/a	5.84%
Franklin U.S. Core Equity Advisor	FCEUX	5.74%

View More Holdings

Dividend History

Ex-Dividend	Amount	Pay Date
Aug 26, 2026	$0.031	Aug 26, 2026
Jul 28, 2026	$0.031	Jul 28, 2026
Jun 25, 2026	$0.031	Jun 25, 2026
May 26, 2026	$0.031	May 26, 2026
Apr 27, 2026	$0.031	Apr 27, 2026
Mar 26, 2026	$0.031	Mar 26, 2026

Full Dividend History