Franklin LifeSmart 2025 Ret Trgt A (FTRTX)
| Fund Assets | 110.68M |
| Expense Ratio | 0.70% |
| Min. Investment | $1,000 |
| Turnover | 37.51% |
| Dividend (ttm) | 0.62 |
| Dividend Yield | 4.10% |
| Dividend Growth | 132.88% |
| Payout Frequency | n/a |
| Ex-Dividend Date | Jun 16, 2025 |
| Previous Close | 14.20 |
| YTD Return | 9.99% |
| 1-Year Return | 8.44% |
| 5-Year Return | 34.56% |
| 52-Week Low | 12.17 |
| 52-Week High | 14.21 |
| Beta (5Y) | 0.63 |
| Holdings | 21 |
| Inception Date | Aug 1, 2006 |
About FTRTX
Franklin LifeSmart 2025 Retirement Target Fund Class A is a target-date mutual fund designed to help investors prepare for retirement around the year 2025. Its primary function is to provide a balance between long-term capital appreciation and income generation, adjusting its asset allocation to become more conservative as the designated target date approaches. The fund primarily invests in a diversified mix of underlying Franklin Templeton mutual funds and exchange-traded funds (ETFs), including exposure to U.S. and international equities, fixed income securities, and select alternative assets. As of mid-2025, the portfolio emphasizes fixed income funds (about 45%) while maintaining significant allocations to domestic and foreign equities, reflecting its transition toward lower risk as retirement nears. The strategy employs a 'glide path,' reaching its most conservative mix approximately eight years after the target date, to help manage longevity and sequence-of-return risks throughout retirement. By pooling a variety of asset classes, the fund seeks to meet the evolving needs of individuals investing for retirement, and is part of the broader target-date category in the U.S. mutual fund market, serving as a core component in retirement-focused portfolios.
Performance
FTRTX had a total return of 8.44% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.65%.
Top 10 Holdings
83.69% of assets| Name | Symbol | Weight |
|---|---|---|
| Franklin U.S Core Bond ETF | FLCB | 18.31% |
| Franklin U.S. Core Equity Advisor | FCEUX | 17.47% |
| Franklin U.S. Treasury Bond ETF | FLGV | 9.31% |
| Franklin Investment Grade Corporate ETF | FLCO | 8.93% |
| Franklin International Core Equity Adv | FCENX | 7.53% |
| Franklin Growth R6 | FIFRX | 6.33% |
| Putnam Large Cap Value Fund | PEQSX | 4.58% |
| Franklin U.S. Large Cap Multifactor Index ETF | FLQL | 4.23% |
| Franklin Emerging Market Core Equity Adv | FCEEX | 3.74% |
| Franklin High Yield Corporate ETF | FLHY | 3.24% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Jun 16, 2025 | $0.4033 | Jun 16, 2025 |
| Dec 30, 2024 | $0.2134 | Dec 30, 2024 |
| Sep 30, 2024 | $0.0689 | Sep 30, 2024 |
| Jun 28, 2024 | $0.0768 | Jun 28, 2024 |
| Mar 28, 2024 | $0.0767 | Mar 28, 2024 |
| Dec 28, 2023 | $0.0722 | Dec 28, 2023 |