Voya Retirement Conservative Portfolio Class ADV (IRCAX)
| Fund Assets | 83.61M |
| Expense Ratio | 0.87% |
| Min. Investment | $0.00 |
| Turnover | 21.00% |
| Dividend (ttm) | 1.25 |
| Dividend Yield | 16.82% |
| Dividend Growth | 229.76% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Sep 5, 2025 |
| Previous Close | 7.41 |
| YTD Return | 1.37% |
| 1-Year Return | 9.63% |
| 5-Year Return | 13.73% |
| 52-Week Low | 6.55 |
| 52-Week High | 7.42 |
| Beta (5Y) | n/a |
| Holdings | 10 |
| Inception Date | n/a |
About IRCAX
Voya Retirement Conservative Portfolio Adviser Class is a multi-asset mutual fund designed to pursue a high level of total return—combining capital appreciation and income—while maintaining a conservative risk profile relative to its sister retirement portfolios. It implements a passively managed, risk-based allocation by investing primarily in underlying index funds spanning U.S. equities, international equities, U.S. bonds, and other fixed-income securities, aiming to deliver broad diversification in a single vehicle for retirement savers. Positioned in the Conservative Allocation category, the strategy emphasizes capital preservation and typically targets materially lower equity-like volatility than balanced peers. The portfolio is managed by Voya Investments and Voya Investment Management’s multi-asset team, leveraging systematic asset allocation and manager research to construct and maintain exposures across markets. Reported category characteristics highlight its role as a core retirement holding for investors seeking stability, income generation, and measured participation in equity markets, supported by index-based implementation and disciplined rebalancing over time.
Performance
IRCAX had a total return of 9.63% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.93%.
Other Share Classes
These are alternative share classes of the same fund, from the same provider.
| Symbol | Share Class | Expense Ratio |
|---|---|---|
| IRCPX | Class I | 0.62% |
Top Holdings
99.73% of assets| Name | Symbol | Weight |
|---|---|---|
| Voya U.S. Bond Index Portfolio Class I | ILBAX | 46.64% |
| Voya U.S. Stock Index Portfolio Class I | INGIX | 18.39% |
| Voya Short Duration Bond Fund Class R6 | IGZAX | 13.85% |
| Vanguard Short-Term Bond ETF | BSV | 4.96% |
| Voya High Yield Bond Fund ClassR6 | VHYRX | 3.94% |
| Voya International Index Portfolio Class I | IIIIX | 3.01% |
| Schwab US TIPS ETF | SCHP | 2.95% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.00% |
| Voya Multi-Manager Emerging Markets Equity Fund Class I | IEMGX | 1.99% |
| Voya Russell Mid Cap Index Portfolio Class I | IIRMX | 1.99% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Sep 5, 2025 | $0.8002 | Sep 5, 2025 |
| Jul 15, 2025 | $0.4476 | Jul 15, 2025 |
| Jul 15, 2024 | $0.3784 | Jul 16, 2024 |
| Jul 13, 2023 | $0.2976 | Jul 14, 2023 |
| Jul 13, 2022 | $1.0386 | Jul 14, 2022 |
| Jul 13, 2021 | $0.4255 | Jul 14, 2021 |