Voya Retirement Conservative Port ADV (IRCAX)

Fund Assets	80.97M
Expense Ratio	0.92%
Min. Investment	$0.00
Turnover	19.00%
Dividend (ttm)	0.43
Dividend Yield	5.71%
Dividend Growth	72.30%
Payout Frequency	Annual
Ex-Dividend Date	Sep 5, 2025

Previous Close	7.59
YTD Return	3.28%
1-Year Return	6.11%
5-Year Return	12.00%
52-Week Low	7.17
52-Week High	7.94
Beta (5Y)	n/a
Holdings	10
Inception Date	n/a

About IRCAX

Voya Retirement Conservative Portfolio Adviser Class is a multi-asset mutual fund designed to pursue a high level of total return—combining capital appreciation and income—while maintaining a conservative risk profile relative to its sister retirement portfolios. It implements a passively managed, risk-based allocation by investing primarily in underlying index funds spanning U.S. equities, international equities, U.S. bonds, and other fixed-income securities, aiming to deliver broad diversification in a single vehicle for retirement savers. Positioned in the Conservative Allocation category, the strategy emphasizes capital preservation and typically targets materially lower equity-like volatility than balanced peers. The portfolio is managed by Voya Investments and Voya Investment Management’s multi-asset team, leveraging systematic asset allocation and manager research to construct and maintain exposures across markets. Reported category characteristics highlight its role as a core retirement holding for investors seeking stability, income generation, and measured participation in equity markets, supported by index-based implementation and disciplined rebalancing over time.

• Fund Family: Voya
• Category: Allocation--15% to 30% Equity
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: IRCAX
• Share Class: Class Adv
• Index: S&P Target Risk Conservative TR

Performance

IRCAX had a total return of 6.11% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.58%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
IRCPX	Class I	0.67%

Top Holdings

99.77% of assets

Name	Symbol	Weight
Voya US Bond Index Port I	ILBAX	46.73%
Voya US Stock Index Port I	INGIX	18.20%
Voya Short Duration Bond R6	IGZAX	13.85%
Vanguard Short-Term Bond ETF	BSV	4.95%
Voya High Yield Bond R6	VHYRX	3.98%
Voya International Index Port I	IIIIX	3.06%
Schwab US TIPS ETF	SCHP	2.98%
Voya Russell Mid Cap Index Port I	IIRMX	2.01%
Voya Multi-Manager Emerging Markets Equity Fund Class I	IEMGX	2.01%
Vanguard Long-Term Treasury ETF	VGLT	2.00%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 5, 2025	$0.8002	Sep 5, 2025
Jul 15, 2025	$0.4476	Jul 15, 2025
Jul 15, 2024	$0.3784	Jul 16, 2024
Jul 13, 2023	$0.2976	Jul 14, 2023
Jul 13, 2022	$1.0386	Jul 14, 2022
Jul 13, 2021	$0.4255	Jul 14, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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