Voya Retirement Conservative Port ADV (IRCAX)
| Fund Assets | 83.16M |
| Expense Ratio | 0.92% |
| Min. Investment | $0.00 |
| Turnover | 19.00% |
| Dividend (ttm) | 1.25 |
| Dividend Yield | 16.57% |
| Dividend Growth | 229.76% |
| Payout Frequency | Annual |
| Ex-Dividend Date | n/a |
| Previous Close | 7.53 |
| YTD Return | 2.73% |
| 1-Year Return | 7.71% |
| 5-Year Return | 12.17% |
| 52-Week Low | 7.17 |
| 52-Week High | 8.24 |
| Beta (5Y) | n/a |
| Holdings | 10 |
| Inception Date | n/a |
About IRCAX
Voya Retirement Conservative Portfolio Adviser Class is a multi-asset mutual fund designed to pursue a high level of total return—combining capital appreciation and income—while maintaining a conservative risk profile relative to its sister retirement portfolios. It implements a passively managed, risk-based allocation by investing primarily in underlying index funds spanning U.S. equities, international equities, U.S. bonds, and other fixed-income securities, aiming to deliver broad diversification in a single vehicle for retirement savers. Positioned in the Conservative Allocation category, the strategy emphasizes capital preservation and typically targets materially lower equity-like volatility than balanced peers. The portfolio is managed by Voya Investments and Voya Investment Management’s multi-asset team, leveraging systematic asset allocation and manager research to construct and maintain exposures across markets. Reported category characteristics highlight its role as a core retirement holding for investors seeking stability, income generation, and measured participation in equity markets, supported by index-based implementation and disciplined rebalancing over time.
Performance
IRCAX had a total return of 7.71% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.58%.
Other Share Classes
These are alternative share classes of the same fund, from the same provider.
| Symbol | Share Class | Expense Ratio |
|---|---|---|
| IRCPX | Class I | 0.67% |
Top Holdings
99.77% of assets| Name | Symbol | Weight |
|---|---|---|
| Voya US Bond Index Port I | ILBAX | 46.73% |
| Voya US Stock Index Port I | INGIX | 18.20% |
| Voya Short Duration Bond R6 | IGZAX | 13.85% |
| Vanguard Short-Term Bond ETF | BSV | 4.95% |
| Voya High Yield Bond R6 | VHYRX | 3.98% |
| Voya International Index Port I | IIIIX | 3.06% |
| Schwab US TIPS ETF | SCHP | 2.98% |
| Voya Russell Mid Cap Index Port I | IIRMX | 2.01% |
| Voya Multi-Manager Emerging Markets Equity Fund Class I | IEMGX | 2.01% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.00% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Sep 5, 2025 | $0.8002 | Sep 5, 2025 |
| Jul 15, 2025 | $0.4476 | Jul 15, 2025 |
| Jul 15, 2024 | $0.3784 | Jul 16, 2024 |
| Jul 13, 2023 | $0.2976 | Jul 14, 2023 |
| Jul 13, 2022 | $1.0386 | Jul 14, 2022 |
| Jul 13, 2021 | $0.4255 | Jul 14, 2021 |