Voya Retirement Conservative Port I (IRCPX)

Fund Assets	80.97M
Expense Ratio	0.67%
Min. Investment	$0.00
Turnover	19.00%
Dividend (ttm)	0.47
Dividend Yield	6.05%
Dividend Growth	71.30%
Payout Frequency	Annual
Ex-Dividend Date	Sep 5, 2025

Previous Close	7.76
YTD Return	3.74%
1-Year Return	6.71%
5-Year Return	14.03%
52-Week Low	7.32
52-Week High	8.11
Beta (5Y)	0.28
Holdings	10
Inception Date	n/a

About IRCPX

Voya Retirement Conservative Portfolio Class I is a risk-based mutual fund designed to pursue a high level of total return—combining capital appreciation and income—while maintaining a conservative risk profile within Voya’s retirement portfolio suite. It follows a passively managed, multi-asset approach by allocating to underlying index funds across U.S. equities, international equities, U.S. bonds, and other fixed-income investments. The strategy typically targets about a quarter of assets in equities and the balance in fixed income, with flexibility to adjust equity exposure within a defined range to manage risk and market conditions. Positioned for investors prioritizing stability and income preservation, the portfolio emphasizes broad diversification and systematic asset allocation as core features. Managed by Voya Investments with a dedicated multi-asset team, it seeks to deliver consistent outcomes aligned with conservative retirement objectives and provides annual distributions alongside a transparent, rules-based allocation model. The fund’s long-standing track record since 2007 and its cost-aware construction support its role as a foundational component in retirement-focused, lower-volatility portfolios.

• Fund Family: Voya
• Category: Allocation--15% to 30% Equity
• Performance Rating: Above Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: IRCPX
• Share Class: Class I
• Index: S&P Target Risk Conservative TR

Performance

IRCPX had a total return of 6.71% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.82%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
IRCAX	Class Adv	0.92%

Top Holdings

99.77% of assets

Name	Symbol	Weight
Voya US Bond Index Port I	ILBAX	46.73%
Voya US Stock Index Port I	INGIX	18.20%
Voya Short Duration Bond R6	IGZAX	13.85%
Vanguard Short-Term Bond ETF	BSV	4.95%
Voya High Yield Bond R6	VHYRX	3.98%
Voya International Index Port I	IIIIX	3.06%
Schwab US TIPS ETF	SCHP	2.98%
Voya Russell Mid Cap Index Port I	IIRMX	2.01%
Voya Multi-Manager Emerging Markets Equity Fund Class I	IEMGX	2.01%
Vanguard Long-Term Treasury ETF	VGLT	2.00%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 5, 2025	$0.8137	Sep 5, 2025
Jul 15, 2025	$0.4703	Jul 15, 2025
Jul 15, 2024	$0.401	Jul 16, 2024
Jul 13, 2023	$0.3202	Jul 14, 2023
Jul 13, 2022	$1.0643	Jul 14, 2022
Jul 13, 2021	$0.4515	Jul 14, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 28, 2026

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