Voya Retirement Conservative Portfolio Class I (IRCPX)
| Fund Assets | 83.61M |
| Expense Ratio | 0.62% |
| Min. Investment | $0.00 |
| Turnover | 21.00% |
| Dividend (ttm) | 1.28 |
| Dividend Yield | 16.92% |
| Dividend Growth | 220.20% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Sep 5, 2025 |
| Previous Close | 7.59 |
| YTD Return | 1.47% |
| 1-Year Return | 8.99% |
| 5-Year Return | 15.49% |
| 52-Week Low | 6.68 |
| 52-Week High | 7.59 |
| Beta (5Y) | 0.28 |
| Holdings | 10 |
| Inception Date | n/a |
About IRCPX
Voya Retirement Conservative Portfolio Class I is a risk-based mutual fund designed to pursue a high level of total return—combining capital appreciation and income—while maintaining a conservative risk profile within Voya’s retirement portfolio suite. It follows a passively managed, multi-asset approach by allocating to underlying index funds across U.S. equities, international equities, U.S. bonds, and other fixed-income investments. The strategy typically targets about a quarter of assets in equities and the balance in fixed income, with flexibility to adjust equity exposure within a defined range to manage risk and market conditions. Positioned for investors prioritizing stability and income preservation, the portfolio emphasizes broad diversification and systematic asset allocation as core features. Managed by Voya Investments with a dedicated multi-asset team, it seeks to deliver consistent outcomes aligned with conservative retirement objectives and provides annual distributions alongside a transparent, rules-based allocation model. The fund’s long-standing track record since 2007 and its cost-aware construction support its role as a foundational component in retirement-focused, lower-volatility portfolios.
Performance
IRCPX had a total return of 8.99% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.38%.
Other Share Classes
These are alternative share classes of the same fund, from the same provider.
| Symbol | Share Class | Expense Ratio |
|---|---|---|
| IRCAX | Class Adv | 0.87% |
Top Holdings
99.73% of assets| Name | Symbol | Weight |
|---|---|---|
| Voya U.S. Bond Index Portfolio Class I | ILBAX | 46.64% |
| Voya U.S. Stock Index Portfolio Class I | INGIX | 18.39% |
| Voya Short Duration Bond Fund Class R6 | IGZAX | 13.85% |
| Vanguard Short-Term Bond ETF | BSV | 4.96% |
| Voya High Yield Bond Fund ClassR6 | VHYRX | 3.94% |
| Voya International Index Portfolio Class I | IIIIX | 3.01% |
| Schwab US TIPS ETF | SCHP | 2.95% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.00% |
| Voya Multi-Manager Emerging Markets Equity Fund Class I | IEMGX | 1.99% |
| Voya Russell Mid Cap Index Portfolio Class I | IIRMX | 1.99% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Sep 5, 2025 | $0.8137 | Sep 5, 2025 |
| Jul 15, 2025 | $0.4703 | Jul 15, 2025 |
| Jul 15, 2024 | $0.401 | Jul 16, 2024 |
| Jul 13, 2023 | $0.3202 | Jul 14, 2023 |
| Jul 13, 2022 | $1.0643 | Jul 14, 2022 |
| Jul 13, 2021 | $0.4515 | Jul 14, 2021 |