Voya Target Retirement 2030 Fund Class I (IRSMX)
| Fund Assets | 189.61M |
| Expense Ratio | 0.40% |
| Min. Investment | $250,000 |
| Turnover | 80.00% |
| Dividend (ttm) | 1.30 |
| Dividend Yield | 9.05% |
| Dividend Growth | 471.44% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 14.38 |
| YTD Return | 2.85% |
| 1-Year Return | 15.93% |
| 5-Year Return | 36.28% |
| 52-Week Low | 11.30 |
| 52-Week High | 14.47 |
| Beta (5Y) | 0.70 |
| Holdings | 16 |
| Inception Date | Dec 20, 2012 |
About IRSMX
Voya Target Retirement 2030 Fund Class I is a target-date mutual fund designed to help investors prepare for retirement around the year 2030. Its primary function is to provide total return through a carefully calibrated mix of investments that evolve as the target date approaches. The fund strategically allocates its assets among equity securities and debt instruments, with a current allocation of approximately 77% to equities and 23% to fixed income, balancing growth potential and risk reduction as investors age. Distinctively, the fund uses a blend management approach, investing in both actively managed and passively managed underlying funds as well as select exchange-traded funds. This open-architecture structure includes holdings across major market sectors such as large-cap US stocks, international equities, mid- and small-cap equities, and a diverse range of bonds. As its target date nears, the fund shifts toward more conservative allocations to emphasize capital preservation. Voya Target Retirement 2030 Fund Class I serves as a core component in retirement planning, helping investors transition from asset accumulation to protection, supporting financial stability during retirement years.
Performance
IRSMX had a total return of 15.93% in the past year, including dividends. Since the fund's inception, the average annual return has been 14.19%.
Top 10 Holdings
93.41% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index Fund | FXAIX | 33.87% |
| Voya Intermediate Bond Fund Class R6 | IIBZX | 17.77% |
| iShares Core U.S. Aggregate Bond ETF | AGG | 11.94% |
| Vanguard FTSE Developed Markets ETF | VEA | 11.23% |
| Voya Multi-Manager International Equity Fund Class I | IIGIX | 6.11% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.86% |
| iShares Core S&P Mid-Cap ETF | IJH | 2.84% |
| Schwab US TIPS ETF | SCHP | 2.79% |
| Vanguard FTSE Emerging Markets ETF | VWO | 2.05% |
| Voya Short Duration Bond Fund Class R6 | IGZAX | 1.92% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $1.3046 | Dec 30, 2025 |
| Dec 30, 2024 | $0.2283 | Dec 31, 2024 |
| Dec 28, 2023 | $0.3042 | Dec 29, 2023 |
| Dec 30, 2022 | $0.5777 | Jan 3, 2023 |
| Dec 31, 2021 | $1.9362 | Jan 3, 2022 |
| Dec 31, 2020 | $0.6121 | Jan 4, 2021 |