Voya Target Retirement 2030 I (IRSMX)

Fund Assets	189.61M
Expense Ratio	0.391%
Min. Investment	$250,000
Turnover	80.00%
Dividend (ttm)	0.57
Dividend Yield	3.80%
Dividend Growth	151.07%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	15.01
YTD Return	7.06%
1-Year Return	9.55%
5-Year Return	34.58%
52-Week Low	13.61
52-Week High	15.41
Beta (5Y)	0.70
Holdings	16
Inception Date	Dec 20, 2012

About IRSMX

Voya Target Retirement 2030 Fund Class I is a target-date mutual fund designed to help investors prepare for retirement around the year 2030. Its primary function is to provide total return through a carefully calibrated mix of investments that evolve as the target date approaches. The fund strategically allocates its assets among equity securities and debt instruments, with a current allocation of approximately 77% to equities and 23% to fixed income, balancing growth potential and risk reduction as investors age. Distinctively, the fund uses a blend management approach, investing in both actively managed and passively managed underlying funds as well as select exchange-traded funds. This open-architecture structure includes holdings across major market sectors such as large-cap US stocks, international equities, mid- and small-cap equities, and a diverse range of bonds. As its target date nears, the fund shifts toward more conservative allocations to emphasize capital preservation. Voya Target Retirement 2030 Fund Class I serves as a core component in retirement planning, helping investors transition from asset accumulation to protection, supporting financial stability during retirement years.

• Fund Family: Voya
• Category: Target-Date 2030
• Performance Rating: Above Average
• Risk Rating: Above Average
• Stock Exchange: Nasdaq
• Ticker Symbol: IRSMX
• Share Class: Class I
• Index: S&P Target Date 2030 TR

Performance

IRSMX had a total return of 9.55% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.33%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
VTRFX	Class R6	0.25%
VTREX	Class A	0.61%
VRRIX	Class R	0.86%

Top 10 Holdings

92.47% of assets

Name	Symbol	Weight
Fidelity 500 Index Fund	FXAIX	34.38%
Voya Intermediate Bond R6	IIBZX	17.87%
Vanguard FTSE Developed Markets ETF	VEA	10.53%
iShares Core U.S. Aggregate Bond ETF	AGG	8.88%
Voya Multi-Manager International Eq I	IIGIX	7.16%
Vanguard FTSE Emerging Markets ETF	VWO	2.99%
Vanguard Total International Bond ETF	BNDX	2.92%
Vanguard Long-Term Treasury ETF	VGLT	2.87%
Schwab US TIPS ETF	SCHP	2.87%
iShares Core S&P Mid-Cap ETF	IJH	2.00%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$1.3046	Dec 30, 2025
Dec 30, 2024	$0.2283	Dec 31, 2024
Dec 28, 2023	$0.3042	Dec 29, 2023
Dec 30, 2022	$0.5777	Jan 3, 2023
Dec 31, 2021	$1.9362	Jan 3, 2022
Dec 31, 2020	$0.6121	Jan 4, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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