Voya Target Retirement 2045 I (IRSPX)
| Fund Assets | 215.89M |
| Expense Ratio | 0.38% |
| Min. Investment | $250,000 |
| Turnover | 103.00% |
| Dividend (ttm) | 0.45 |
| Dividend Yield | 2.64% |
| Dividend Growth | 67.35% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2024 |
| Previous Close | 16.94 |
| YTD Return | 15.24% |
| 1-Year Return | 16.43% |
| 5-Year Return | 76.09% |
| 52-Week Low | 13.08 |
| 52-Week High | 17.03 |
| Beta (5Y) | 0.87 |
| Holdings | 16 |
| Inception Date | Dec 20, 2012 |
About IRSPX
Voya Target Retirement 2045 Fund Class I is a target-date mutual fund designed to align with the evolving investment needs of individuals planning to retire around the year 2045. Its primary function is to provide a diversified, professionally managed investment solution that gradually transitions from a growth-focused approach to a more conservative allocation as the target retirement date approaches. The fund employs a multi-manager strategy, blending both active and passive investments across various asset classes, including domestic and international equities, as well as fixed income securities and cash equivalents. Early in the investment horizon, the fund emphasizes asset accumulation through heavier stock allocations, then strategically reduces equity exposure to approximately 35% at retirement, aiming to prioritize capital preservation in later years. This glide path is designed to help investors accumulate wealth while managing risk as they near and enter retirement. Voya Target Retirement 2045 Fund Class I plays a significant role in supporting long-term retirement planning, offering investors a convenient way to maintain age-appropriate diversification and automatic risk adjustment over time.
Performance
IRSPX had a total return of 16.43% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.30%.
Top 10 Holdings
99.40% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index | FXAIX | 53.09% |
| Vanguard FTSE Developed Markets ETF | VEA | 14.88% |
| Voya Multi-Manager International Eq I | IIGIX | 7.88% |
| Voya Intermediate Bond R6 | IIBZX | 5.55% |
| iShares Core S&P Mid-Cap ETF | IJH | 4.95% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.49% |
| Voya VACS Series Eme | VVIFX | 2.99% |
| 5 Year Treasury Note Future Sept 25 | n/a | 2.52% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.04% |
| SPDR Portfolio High Yield Bond ETF | SPHY | 2.02% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2024 | $0.4465 | Dec 31, 2024 |
| Dec 28, 2023 | $0.2668 | Dec 29, 2023 |
| Dec 30, 2022 | $0.6807 | Jan 3, 2023 |
| Dec 31, 2021 | $3.3081 | Jan 3, 2022 |
| Dec 31, 2020 | $0.4896 | Jan 4, 2021 |
| Dec 31, 2019 | $0.6282 | Jan 2, 2020 |