Voya Target Retirement 2045 R6 (VTRNX)

Fund Assets	222.75M
Expense Ratio	0.25%
Min. Investment	$1,000,000
Turnover	103.00%
Dividend (ttm)	0.42
Dividend Yield	2.32%
Dividend Growth	45.30%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	18.11
YTD Return	13.69%
1-Year Return	21.16%
5-Year Return	58.87%
52-Week Low	15.27
52-Week High	18.25
Beta (5Y)	0.91
Holdings	15
Inception Date	Dec 21, 2015

About VTRNX

Voya Target Retirement 2045 Fund Class R6 is a target-date mutual fund designed to provide a professionally managed, age-appropriate asset mix for investors planning to retire around 2045. It follows a glide path that emphasizes growth through a high allocation to equities in earlier years and gradually shifts toward fixed income and capital preservation as the target date approaches. The portfolio primarily invests in a diversified mix of underlying index and active funds spanning U.S. large-cap, mid-cap, and small-cap equities, developed and emerging international markets, and core and high-yield bonds, with selective use of Treasuries and futures for tactical and risk management purposes. The fund’s structure aims to deliver broad market exposure, cost efficiency, and automatic rebalancing within the Target-Date 2045 category. Performance is typically evaluated against target-date benchmarks, reflecting both equity market participation and the progressive de-risking inherent in the glide path. Expense management and diversification across asset classes and regions are central features, supporting its role as a comprehensive, single-fund retirement solution for long-term savers seeking a set-it-and-monitor approach.

• Fund Family: Voya
• Category: Target-Date 2045
• Performance Rating: Above Average
• Risk Rating: Above Average
• Stock Exchange: NASDAQ
• Ticker Symbol: VTRNX
• Share Class: Class R6
• Index: S&P Target Date 2045 TR

Performance

VTRNX had a total return of 21.16% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.63%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
IRSPX	Class I	0.36%
VTRMX	Class A	0.59%
VRRLX	Class R	0.84%

Top 10 Holdings

100.46% of assets

Name	Symbol	Weight
Fidelity 500 Index Fund	FXAIX	50.58%
Vanguard FTSE Developed Markets ETF	VEA	15.89%
Voya Multi-Manager International Eq I	IIGIX	9.55%
Voya Intermediate Bond R6	IIBZX	6.49%
Vanguard FTSE Emerging Markets ETF	VWO	4.41%
iShares Core S&P Mid-Cap ETF	IJH	4.07%
Voya VACS Series Eme	VVIFX	2.89%
5 Year Treasury Note Future Sept 26	n/a	2.64%
State Street SPDR Portfolio High Yield Bond ETF	SPHY	2.00%
Vanguard Long-Term Treasury ETF	VGLT	1.94%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$1.7615	Dec 30, 2025
Dec 30, 2024	$0.4474	Dec 31, 2024
Dec 28, 2023	$0.2689	Dec 29, 2023
Dec 30, 2022	$0.6809	Jan 3, 2023
Dec 31, 2021	$3.3083	Jan 3, 2022
Dec 31, 2020	$0.4928	Jan 4, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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