Voya Target Retirement 2050 I (IRSQX)
| Fund Assets | 117.88M |
| Expense Ratio | 0.40% |
| Min. Investment | $250,000 |
| Turnover | 86.00% |
| Dividend (ttm) | 0.29 |
| Dividend Yield | 1.61% |
| Dividend Growth | 15.49% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2024 |
| Previous Close | 17.68 |
| YTD Return | 18.18% |
| 1-Year Return | 17.24% |
| 5-Year Return | 85.62% |
| 52-Week Low | 13.21 |
| 52-Week High | 17.96 |
| Beta (5Y) | 0.90 |
| Holdings | 14 |
| Inception Date | Dec 20, 2012 |
About IRSQX
Voya Target Retirement 2050 Fund Class I is a mutual fund in the target-date category, specifically designed for investors aiming to retire around the year 2050. Its primary purpose is to provide a diversified portfolio that automatically adjusts its allocation over time to align with the evolving risk and return needs of participants as they approach retirement. Early in its investment lifecycle, the fund holds a high proportion of equity securities—approximately 95%—with a smaller allocation to fixed income, aiming to maximize capital appreciation during the accumulation years. As 2050 nears, the fund gradually shifts toward a more conservative mix, increasing its allocation to bonds and cash to help preserve accumulated wealth and manage retirement income risk. The fund utilizes a blend of actively and passively managed underlying funds, including both affiliated and unaffiliated investment vehicles, ensuring broad exposure across domestic and international equities, as well as fixed income markets. It features an institutional share class with a relatively low expense ratio, making it cost-competitive among peer target-date funds. Voya Target Retirement 2050 Fund Class I plays a significant role for long-term investors seeking a professionally managed, time-dynamic investment solution aligned with a specific retirement horizon.
Performance
IRSQX had a total return of 17.24% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.45%.
Top 10 Holdings
101.21% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index | FXAIX | 55.42% |
| Vanguard FTSE Developed Markets ETF | VEA | 15.71% |
| Voya Multi-Manager International Eq I | IIGIX | 8.24% |
| iShares Core S&P Mid-Cap ETF | IJH | 5.32% |
| Voya Intermediate Bond R6 | IIBZX | 4.40% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.52% |
| Voya VACS Series Eme | VVIFX | 3.21% |
| 5 Year Treasury Note Future Dec 25 | n/a | 2.32% |
| Voya MI Dynamic Small Cap R6 | VYSEX | 2.01% |
| Voya Equity Trust - Voya Small Cap Growth Fund | VLNPX | 1.06% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2024 | $0.2885 | Dec 31, 2024 |
| Dec 28, 2023 | $0.2498 | Dec 29, 2023 |
| Dec 30, 2022 | $0.7262 | Jan 3, 2023 |
| Dec 31, 2021 | $2.9896 | Jan 3, 2022 |
| Dec 31, 2020 | $0.3238 | Jan 4, 2021 |
| Dec 31, 2019 | $0.6204 | Jan 2, 2020 |