Voya Target Retirement 2050 I (IRSQX)

Fund Assets	117.88M
Expense Ratio	0.41%
Min. Investment	$250,000
Turnover	86.00%
Dividend (ttm)	0.44
Dividend Yield	2.60%
Dividend Growth	52.13%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	16.85
YTD Return	8.34%
1-Year Return	10.42%
5-Year Return	47.28%
52-Week Low	14.90
52-Week High	18.21
Beta (5Y)	0.90
Holdings	14
Inception Date	Dec 20, 2012

About IRSQX

Voya Target Retirement 2050 Fund Class I is a mutual fund in the target-date category, specifically designed for investors aiming to retire around the year 2050. Its primary purpose is to provide a diversified portfolio that automatically adjusts its allocation over time to align with the evolving risk and return needs of participants as they approach retirement. Early in its investment lifecycle, the fund holds a high proportion of equity securities—approximately 95%—with a smaller allocation to fixed income, aiming to maximize capital appreciation during the accumulation years. As 2050 nears, the fund gradually shifts toward a more conservative mix, increasing its allocation to bonds and cash to help preserve accumulated wealth and manage retirement income risk. The fund utilizes a blend of actively and passively managed underlying funds, including both affiliated and unaffiliated investment vehicles, ensuring broad exposure across domestic and international equities, as well as fixed income markets. It features an institutional share class with a relatively low expense ratio, making it cost-competitive among peer target-date funds. Voya Target Retirement 2050 Fund Class I plays a significant role for long-term investors seeking a professionally managed, time-dynamic investment solution aligned with a specific retirement horizon.

• Fund Family: Voya
• Category: Target-Date 2050
• Performance Rating: Above Average
• Risk Rating: Above Average
• Stock Exchange: Nasdaq
• Ticker Symbol: IRSQX
• Share Class: Class I
• Index: S&P Target Date 2050 TR

Performance

IRSQX had a total return of 10.42% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.44%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
VTRPX	Class R6	0.25%
VTROX	Class A	0.60%
VRRMX	Class R	0.85%

Top 10 Holdings

101.40% of assets

Name	Symbol	Weight
Fidelity 500 Index Fund	FXAIX	53.85%
Vanguard FTSE Developed Markets ETF	VEA	16.85%
Voya Multi-Manager International Eq I	IIGIX	9.77%
Vanguard FTSE Emerging Markets ETF	VWO	4.31%
iShares Core S&P Mid-Cap ETF	IJH	3.86%
Voya Intermediate Bond R6	IIBZX	3.85%
Voya VACS Series Eme	VVIFX	3.51%
5 Year Treasury Note Future Dec 26	n/a	2.51%
Voya MI Dynamic Small Cap R6	VYSEX	1.97%
Voya Small Cap Growth R6	VLNPX	0.92%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$2.4846	Dec 30, 2025
Dec 30, 2024	$0.2885	Dec 31, 2024
Dec 28, 2023	$0.2498	Dec 29, 2023
Dec 30, 2022	$0.7262	Jan 3, 2023
Dec 31, 2021	$2.9896	Jan 3, 2022
Dec 31, 2020	$0.3238	Jan 4, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Nov 8, 2026

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