Voya Target Retirement 2055 Fund Class I (IRSVX)
| Fund Assets | 157.96M |
| Expense Ratio | 0.39% |
| Min. Investment | $250,000 |
| Turnover | 102.00% |
| Dividend (ttm) | 1.84 |
| Dividend Yield | 11.82% |
| Dividend Growth | 293.15% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 15.56 |
| YTD Return | -0.70% |
| 1-Year Return | 20.98% |
| 5-Year Return | 51.73% |
| 52-Week Low | 12.77 |
| 52-Week High | 17.65 |
| Beta (5Y) | 0.89 |
| Holdings | 13 |
| Inception Date | Dec 20, 2012 |
About IRSVX
Voya Target Retirement 2055 Fund Class I is a target-date mutual fund designed to help investors accumulate assets for retirement with an expected withdrawal period starting around the year 2055. Its primary function is to provide a diversified investment solution that automatically adjusts its allocation over time to balance growth and risk as the target date approaches. Early in its lifecycle, the fund emphasizes aggressive equity exposure to maximize long-term capital appreciation, with more than half of its portfolio typically invested in large-cap U.S. equity funds and significant allocations to international developed and emerging market equities. As it nears the target date, the fund gradually shifts to a more conservative asset mix, increasing its allocation to fixed income and capital preservation strategies to manage volatility and protect accumulated wealth. This fund leverages a multi-manager approach, blending both active and passive strategies, and includes holdings such as large blend equity funds, mid- and small-cap ETFs, and diversified bond funds. The glide path and asset mix are designed to align with the evolving risk tolerance of participants as they age, making the fund a key tool in retirement planning, particularly within employer-sponsored defined contribution plans. Its role in the financial market is to simplify long-term retirement investing and portfolio management for individuals targeting retirement several decades in the future.
Performance
IRSVX had a total return of 20.98% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.29%.
Top 10 Holdings
101.49% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index Fund | FXAIX | 53.86% |
| Vanguard FTSE Developed Markets ETF | VEA | 19.21% |
| Voya Multi-Manager International Equity Fund Class I | IIGIX | 7.94% |
| iShares Core S&P Mid-Cap ETF | IJH | 4.50% |
| Vanguard FTSE Emerging Markets ETF | VWO | 4.48% |
| Voya VACS Series Eme | VVIFX | 3.54% |
| Voya Intermediate Bond Fund Class R6 | IIBZX | 2.48% |
| 5 Year Treasury Note Future June 26 | n/a | 2.48% |
| Voya MI Dynamic Small Cap Fund Class R6 | VYSEX | 1.99% |
| Vanguard Long-Term Treasury ETF | VGLT | 1.00% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $1.8364 | Dec 30, 2025 |
| Dec 30, 2024 | $0.4671 | Dec 31, 2024 |
| Dec 28, 2023 | $0.237 | Dec 29, 2023 |
| Dec 30, 2022 | $0.6585 | Jan 3, 2023 |
| Dec 31, 2021 | $3.3576 | Jan 3, 2022 |
| Dec 31, 2020 | $0.3283 | Jan 4, 2021 |