About VTRQX
Voya Target Retirement 2055 Fund Class A is a target-date mutual fund tailored for individuals planning to begin their retirement between 2053 and 2057. Its primary objective is to provide a diversified, risk-adjusted investment strategy that evolves as the target retirement date approaches. The fund employs a multi-manager approach, blending both active and passive investments across a wide range of asset classes through affiliated and unaffiliated underlying funds, including index funds and exchange-traded funds. Early in the investment timeline, the fund emphasizes aggressive equity positions to maximize asset accumulation. As the target date draws closer, it systematically reduces equity exposure, increasing allocations to more conservative assets to better protect accumulated wealth. By retirement, it aims for a conservative mix with approximately 35% in equities. This glide path is designed to strike an evolving balance between growth and capital preservation, supporting long-term retirement goals for investors. Annual dividends and a modest minimum investment make it accessible to a broad range of participants, while its diversified portfolio spans domestic and international equities, fixed income, and other asset types, reflecting its role as a foundational holding in retirement planning.
Fund Family Voya
Category Target-Date 2055
Performance Rating Average
Risk Rating Above Average
Stock Exchange NASDAQ
Ticker Symbol VTRQX
Share Class Class A
Index S&P Target Date 2055 TR
VTRQX had a total return of 22.37% in the past year, including dividends. Since the fund's
inception, the average annual return has been 11.51%.
