About ISPDX
Voya Solution 2045 Portfolio Class S2 is a target-date mutual fund designed for investors aiming to begin retirement around 2043–2047. It follows a fund‑of‑funds approach, allocating across a diversified mix of equity, fixed income, and complementary assets, and progressively shifts toward a more conservative stance as the target year approaches. The strategy blends actively managed underlying funds with index-based exposures, including international and emerging markets, to capture broad market growth while managing risk over time. The portfolio’s objective is total return prior to its target date, transitioning to a balance of return and principal stability at the target date. As part of Voya’s Solution series, it emphasizes a disciplined glide path and multi-asset diversification to support long-term, tax-advantaged retirement saving. The fund typically holds a concentrated roster of underlying portfolios spanning U.S. large-cap, mid-cap, and value/growth styles, international developed and emerging equities, and core/intermediate bonds, reflecting its role as an all-in-one, age-based allocation vehicle for retirement planning.
Fund Family Voya
Category Target-Date 2045
Performance Rating Average
Risk Rating Above Average
Stock Exchange NASDAQ
Ticker Symbol ISPDX
Share Class Class S2
Index S&P Target Date 2045 TR
ISPDX had a total return of 18.74% in the past year, including dividends. Since the fund's
inception, the average annual return has been 10.87%.
