JPMorgan SmartRetirement® Blend 2045 Fund Class I (JMSSX)
| Fund Assets | 2.47B |
| Expense Ratio | 0.42% |
| Min. Investment | $1,000,000 |
| Turnover | 13.00% |
| Dividend (ttm) | 0.67 |
| Dividend Yield | 1.87% |
| Dividend Growth | 14.50% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | n/a |
| Previous Close | 36.02 |
| YTD Return | 9.83% |
| 1-Year Return | 13.35% |
| 5-Year Return | 71.34% |
| 52-Week Low | 29.42 |
| 52-Week High | 36.08 |
| Beta (5Y) | n/a |
| Holdings | 14 |
| Inception Date | Jul 2, 2012 |
About JMSSX
JPMorgan SmartRetirement Blend 2045 Fund Class I is a target-date mutual fund designed to support individuals planning to retire around the year 2045. The fund’s primary purpose is to provide a professionally managed, diversified investment vehicle that automatically adjusts its asset allocation over time—starting with a higher proportion of equities for growth, then gradually shifting toward more conservative holdings such as bonds and cash as the target retirement year approaches. Through this lifecycle approach, it aims to balance long-term capital appreciation with increasing capital preservation as retirement nears. The fund invests across asset classes including domestic and international stocks, bonds, and cash equivalents, allocating among them based on a glide path developed from extensive retirement research and behavioral data. This structure helps mitigate longevity and sequence-of-returns risk for participants. The fund’s portfolio leverages J.P. Morgan’s asset management expertise and utilizes underlying funds to achieve broad diversification across sectors and geographies. It serves as a core retirement solution within defined contribution plans or for individual investors seeking a turnkey, age-based investment strategy tailored to expected retirement needs.
Performance
JMSSX had a total return of 13.35% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.11%.
Top 10 Holdings
97.78% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan Equity Index Fund Class R6 | OGFAX | 46.86% |
| JPMorgan BetaBuilders International Equity ETF | BBIN | 21.77% |
| JPMorgan Core Plus Bond Fund Class R6 | JCPUX | 7.29% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 5.14% |
| JPMorgan Emerging Markets Research Enhanced Equity Fund Class R6 | EMRSX | 4.01% |
| JPMorgan BetaBuilders Emerging Markets Equity ETF | BBEM | 4.01% |
| JPMorgan BetaBuilders U.S. Small Cap Equity Fund | BBSC | 2.60% |
| JPMorgan Core Bond Fund Class R6 | JCBUX | 2.44% |
| JPMorgan U.S. Government Money Market Fund | MJGXX | 1.84% |
| JPMorgan High Yield Fund Class R6 | JHYUX | 1.82% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2024 | $0.66978 | Jan 2, 2025 |
| Dec 29, 2023 | $0.58498 | Jan 2, 2024 |
| Dec 30, 2022 | $0.43437 | Jan 3, 2023 |
| Dec 31, 2021 | $0.39686 | Jan 3, 2022 |
| Dec 15, 2021 | $0.89091 | Dec 16, 2021 |
| Sep 30, 2021 | $0.07191 | Oct 1, 2021 |