JPMorgan SmartRetirement® Blend 2045 R3 (JNTOX)

Fund Assets	2.75B
Expense Ratio	0.664%
Min. Investment	$0.00
Turnover	18.00%
Dividend (ttm)	0.81
Dividend Yield	1.91%
Dividend Growth	41.79%
Payout Frequency	Annual
Ex-Dividend Date	Dec 31, 2025

Previous Close	42.61
YTD Return	10.03%
1-Year Return	10.73%
5-Year Return	45.60%
52-Week Low	37.06
52-Week High	43.85
Beta (5Y)	0.89
Holdings	14
Inception Date	May 31, 2017

About JNTOX

The JPMorgan SmartRetirement Blend 2045 Fund Class R3 is a target-date mutual fund designed to help investors accumulate and manage retirement savings with an anticipated retirement year of 2045. Its primary function is to provide a professionally managed, diversified portfolio that automatically adjusts its asset allocation over time. Early in the investment horizon, the fund emphasizes growth by maintaining a higher allocation to equities and growth-oriented assets. As the target date approaches, the portfolio transitions to a more conservative mix, increasing exposure to fixed income and cash equivalents to help manage risk and support income needs during retirement. The fund achieves diversification by investing in a blend of underlying mutual funds and exchange-traded funds covering U.S. and international equities, fixed income, and other asset classes, with asset allocation managed through a "glide path" that becomes more conservative each year. The JPMorgan SmartRetirement Blend 2045 Fund Class R3 plays a key role in retirement planning strategies, offering a hands-off approach for individuals seeking a comprehensive, professionally managed solution aligned with the evolving investment needs throughout their working years and into retirement.

• Fund Family: JPMorgan
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: JNTOX
• Share Class: Class R3
• Index: S&P Target Date 2045 TR

Performance

JNTOX had a total return of 10.73% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.56%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JMYAX	Class R6	0.17%
JMBRX	Class R5	0.27%
JNTLX	Class R4	0.42%
JMSSX	Class I	0.42%

Top 10 Holdings

97.74% of assets

Name	Symbol	Weight
JPMorgan Equity Index R6	OGFAX	45.04%
JPMorgan BetaBuilders International Equity ETF	BBIN	21.29%
JPMorgan Core Plus Bond R6	JCPUX	9.07%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	5.20%
JPMorgan Emerging Mkts Rsrch Enh Eq R6	EMRSX	3.91%
JPMorgan BetaBuilders Emerging Markets Equity ETF	BBEM	3.90%
JPMorgan Core Bond R6	JCBUX	3.02%
JPMorgan BetaBuilders U.S. Small Cap Equity Fund	BBSC	2.50%
JPMorgan High Yield R6	JHYUX	2.11%
JPMorgan BetaBuilders MSCI US REIT ETF	BBRE	1.69%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.80657	Jan 2, 2026
Dec 31, 2024	$0.56883	Jan 2, 2025
Dec 29, 2023	$0.31116	Jan 2, 2024
Dec 30, 2022	$0.37831	Jan 3, 2023
Dec 31, 2021	$0.37693	Jan 3, 2022
Dec 15, 2021	$0.89091	Dec 16, 2021

Data Sources: Tiingo and Finnhub

Historical data is provided by Tiingo. Several fund data points are also provided by Finnhub.

Last checked:

Nov 14, 2026

Data Sources Report a data error