JPMorgan SmartRetirement® 2050 Fund Class R3 (JTSPX)
| Fund Assets | 3.19B |
| Expense Ratio | 0.91% |
| Min. Investment | $500 |
| Turnover | 15.00% |
| Dividend (ttm) | 1.22 |
| Dividend Yield | 4.96% |
| Dividend Growth | 141.78% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 24.70 |
| YTD Return | -1.40% |
| 1-Year Return | 16.26% |
| 5-Year Return | 41.31% |
| 52-Week Low | 19.90 |
| 52-Week High | 26.34 |
| Beta (5Y) | n/a |
| Holdings | 23 |
| Inception Date | Sep 9, 2016 |
About JTSPX
JPMorgan SmartRetirement 2050 Fund R3 Shares is a target-date mutual fund designed for investors planning to retire around 2050. It seeks high total return initially, transitioning to current income and capital appreciation as the target date approaches and passes. Managed by J.P. Morgan's experienced Multi-Asset Solutions team, the fund employs a research-driven glidepath that gradually shifts from aggressive equity-heavy allocations to more conservative fixed-income and cash equivalents, informed by participant data from Chase Bank and the Employee Benefit Research Institute. Key features include the SmartSpending program for guiding annual share sales in retirement, strategic overweight in equities for younger investors, and a post-retirement landing at around 40% stocks to support spending until age 100. The portfolio invests in approximately 20 underlying strategies, emphasizing U.S. large-cap, international developed, emerging markets equity, and diversified fixed income like core plus bonds and high yield, with top holdings concentrated in J.P. Morgan's proprietary ETFs and mutual funds. This fund plays a vital role in retirement planning by offering a professionally managed, diversified solution that automatically adjusts risk over time.
Performance
JTSPX had a total return of 16.26% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.74%.
Top 10 Holdings
87.56% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan International Research Enhanced Equity ETF | JIRE | 13.44% |
| JPMorgan U.S. Research Enhanced Equity Fund Class R6 | JDEUX | 11.67% |
| JPMorgan U.S. Equity Fund Class R6 | JUEMX | 11.58% |
| JPMorgan Value Advantage Fund Class R6 | JVAYX | 11.33% |
| JPMorgan Growth Advantage Fund Class R6 | JGVVX | 10.78% |
| JPMorgan Global Select Equity ETF Global Select Equity ETF | JGLO | 9.16% |
| JPMorgan International Equity Fund Class R6 | JNEMX | 7.33% |
| JPMorgan Core Plus Bond Fund Class R6 | JCPUX | 4.75% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 4.04% |
| JPMorgan ActiveBuilders Emerging Markets Equity ETF | JEMA | 3.49% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.42914 | Jan 2, 2026 |
| Dec 15, 2025 | $0.79515 | Dec 16, 2025 |
| Dec 31, 2024 | $0.40389 | Jan 2, 2025 |
| Dec 16, 2024 | $0.10248 | Dec 17, 2024 |
| Dec 29, 2023 | $0.27814 | Jan 2, 2024 |
| Dec 30, 2022 | $0.24049 | Jan 3, 2023 |